To activate a Capital One Quicksilver Secured credit card, call the number on the activation sticker that’s attached to the card or go to the Capital One activation website, which will also be noted on the sticker. Another way to activate a Capital One Quicksilver Secured credit card is by using the card issuer’s mobile app.
Your new Capital One Quicksilver Secured card will be ready to make purchases in just a few minutes no matter which method you use to activate it. Capital One does not have a certain time limit within which you need to activate your card, but it’s best to do it as soon as possible.
How to Activate a Capital One Quicksilver Secured Credit Card
By phone: Call the number on the sticker attached to the front of the card. Verify your personal information (e.g. Social Security number, card number, or phone number associated with your application) to activate your Capital One Quicksilver Secured credit card.
On the website:Log in to your Capital One account (or create an account if you don’t have one) and find the activation page. Enter any required security information, including your 3-digit security code. Activate your Capital One Quicksilver Secured card as instructed.
On mobile: Log in to the Capital One mobile app using the same credentials that you’d use to log in online. Tap the credit card activation button, then enter any security information that’s requested on the following page.
Your new Capital One Quicksilver Secured credit card will be available for purchases immediately after activation. If you have any trouble activating your card, Capital One customer service can always help you out. You can give them a call at the phone number on the back of the card.
Your Capital One card was probably declined because of a lack of available credit, a defective card, a broken card reader, or fraud concerns. Other possible reasons are an expired card number or a new card that has yet to be activated. And if you’re behind on your payments, Capital One may temporarily lock – or even close – the account, preventing you from making any new purchases.… read full answer
Common reasons why Capital One cards get declined:
Lack of credit: If you don’t have enough available credit to cover your purchase, it may be declined. Your available credit can be impacted not only by purchases and payments, but also by holds placed by certain merchants, such as hotels.
Defective card: A damaged credit card might prevent the merchant’s machine from reading it properly.
Broken reader: The merchant’s credit card reader might have malfunctioned.
Fraud concerns: If you make an unusually big transaction or spend money in another state or country, Capital One might stop your card from being used until they confirm that the transaction is legitimate.
Expired card: You cannot use your card past the expiration month listed on the front or back. Capital One should send you a new card a few weeks before then.
New card: You’ll need to activate your credit card before using it.
Delinquency: Capital One might stop you from making new purchases until you get current on your payments.
Regardless of exactly why your Capital One card was declined, you can call customer service to remedy the issue. Capital One should be able to lift any holds, activate the account, or send you a replacement card. They may request payment to bring the account current, or take other action depending on your situation, though.
It’s worth pointing out that the word “declined” is also sometimes used to mean a credit card application being denied. If your Capital One card application was declined, there are a number of possible reasons.
Reasons why your Capital One card application was denied
low credit score
too many recent applications
too many open Capital One accounts
poor payment history
You should receive an e-mail detailing the reason(s) why your application was denied. And if you think the reason why your Capital One card application was declined is not accurate, you could request a reconsideration of your application.
You might be able to use your Capital One credit card before it arrives by using the “View Card Number” feature on the Capital One Mobile app. However, not everyone is eligible for this feature, so instant use is not guaranteed.
If you’re interested in getting the Capital One Walmart Rewards® Mastercard®… read full answer, you can get an instant card number upon approval. But this is only applicable to in-store applications and at Walmart’s website. Once approved, you would receive a temporary shopping pass that you can use for purchases right away. Applications completed via the Capital One application page will not benefit from this.
Here’s how to use a Capital One credit card before it arrives:
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