John Miller, Credit Cards Moderator
The Capital One Quicksilver Secured card grace period is at least 25 days, lasting from the end of each billing cycle until the payment due date. You can find your grace period listed on the monthly statement. If you pay the statement balance in full every month, Capital One will not charge any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the grace period. The remaining balance and any new purchases will then start to accrue interest that compounds daily. To get a credit card grace period back, you will need to pay the statement balance in full for two consecutive months.
It’s also important to note that grace periods do not apply to cash advances or balance transfers.
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