Does Capital One Quicksilver Student Card have a 0% APR intro period for new purchases?

An introductory APR is a promotional interest rate that credit card companies often give new customers for a set number of months after they open an account. Some credit cards offer introductory APRs on purchases, balance transfers or both. The rate is lower than the regular APR, often as low as 0%. The average length of an introductory 0% APR promotion is … read full answer10.5 months for purchases and 12 months for balance transfers. Terms generally range from 6 to 18 months. Some cards will occasionally offer a 0% APR for 21 months.

When a credit card has an introductory APR of 0%, that means that you will not be charged any interest on purchases, balance transfers or possibly both during that period. This is a particularly helpful feature if you’re planning on financing a large purchase over time. It can also lower the cost of paying back any existing debts that you transfer to your card. You can focus on paying down the principal balance without new interest charges.

After the introductory period ends, new purchases and any leftover balance will be subject to the regular APR. If you pay late or fail to make at least the minimum payment during the introductory period, the issuer may cancel the reduced rate. The regular APR would then apply to the existing balance and any future purchases. The exception is a type of store credit card APR promotion that involves something called deferred interest. You get a low introductory APR with this type of promotion. But if you don’t repay your balance on schedule, the higher regular APR will be applied to your original purchase amount – not just whatever balance is remaining at the time.

Visit our 0% APR credit cards page for a list of some of the top credit cards with 0% intro rates on purchases. You can also check out our editors’ top picks for the best balance transfer credit cards. Hope this helps!

There aren't any Capital One 0% APR balance transfer cards. There are only a few cards which offer a 16.49% - 26.49% (V) APR, and don't have a balance transfer fee:

• Quicksilver Cash Rewards Credit Card
• VentureOne Rewards Credit Card
• SavorOne Cash Rewards Credit Card

If you're looking for cards offering long 0% APR periods for balance transfers, I'd suggest the … read full answerU.S. Bank Visa Platinum Card with an intro APR of 0% for 20 billing cycles or the Citi Diamond Preferred with 21 months.

The best Capital One credit card promotion is an initial bonus of $200 from the Capital One Quicksilver Cash Rewards Credit Card. To get this Capital One credit card promotion, cardholders must spend at least $500 during the first 3 months. There are a few other prominent Capital One credit card promotions to take advantage of as well.… read full answer

Capital One Credit Card Promotions for July 2022

Capital One Quicksilver Cash Rewards Credit Card: $200 for spending $500 in the first 3 months

Capital One Venture Rewards Credit Card: 75,000 miles for spending $4,000 in the first 3 months

Capital One Spark Cash Plus: $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months

Capital One SavorOne Cash Rewards Credit Card: $200 for spending $500 in the first 3 months

Capital One Walmart Rewards® Mastercard®: Earn 5% cash back on purchases in Walmart stores with Walmart Pay and this card for the first 12 months after approval

Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the card in question while the offer is still available. And ideally, the card will continue to be worthwhile even after its limited-time promotions end.