How much is the Capital One Quicksilver Student Card cash advance fee?

You can use your Capital One credit card for an ATM withdrawal, by just inserting the card into the machine, entering the card’s PIN, and selecting the “cash advance” menu option. Enter an amount to withdraw the cash. And don’t forget to collect your card and cash before you leave. The exact steps may differ depending on the ATM used. Cardholders who don’t have a PIN yet can order one through their … read full answeronline account or by calling the number on the back of your card.

Capital One credit card holders can make an ATM withdrawal at any ATM with a Visa or Mastercard symbol, which is just about every ATM. You can use any Capital One, MoneyPass or AllPoint ATM for free – that’s over 70,000 locations nationwide. If you use an ATM that doesn’t belong to Capital One or AllPoint, you might get charged a small fee by the ATM owner. You can find a fee-free location near you on Capital One’s website.

Even if using the ATM is free, there are still costs for a Capital One credit card ATM withdrawal. All Capital One credit cards charge a 3% (min $10) cash advance fee. And while cash advance APRs vary by card, they’re all from 24.24% (V) and above. Interest starts accruing immediately on a cash advance, with no grace period. So, try not to make a Capital One credit card ATM withdrawal unless you’re in an emergency situation.

Another important thing to remember is that Capital One cards have a cash advance limit, which is the maximum amount of money you can withdraw until you pay some or all of it back. You can find this limit on your monthly statement.

To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.… read full answer

How to Get a Capital One Cash Advance at an ATM

1. Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
2. Insert the credit card into an ATM and enter the PIN.
3. Select the cash advance option on the ATM screen.
4. Enter the amount you’d like to withdraw.
5. Withdraw the cash and remove the credit card from the ATM.

There may be other ways to get a cash advance from your Capital One credit card, too. For example, you can request a cash advance in person at a local Capital One branch. You could also write out a Capital One cash advance check and use it like a traditional bank check.

Before you take out a Capital One cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.

The Capital One cash advance fee is 3% (min $10) per transaction, whichever is higher. A cash advance fee is a fee charged when using a Capital One credit card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.

Bear in mind that when you do a cash advance, you will incur other costs in addition to the Capital One cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.… read full answer