WalletHub, Financial Company
@WalletHub
Yes, the Quicksilver Cash Rewards credit card is a Mastercard.
Capital One Quicksilver Cash Rewards Credit Card
KEYAIRA SUTTON, Puppy Lover
@keykey
Capital One Quicksilver is a Visa card, not a Mastercard. If approved for Capital One Quicksilver, you’ll receive either a Visa Platinum or Visa Signature version of the card. Visa Platinum cards have credit limits starting at $5,000. Visa Signature cards have limits starting at $10,000. To be approved for the Capital One Quicksilver card, you’ll need at least good credit. Quicksilver has a $0 annual fee and earns unlimited 1.5% cash back on all purchases.
While the Capital One Quicksilver card is a Visa for new applicants, the Capital One QuicksilverOne card is a Mastercard. The QuicksilverOne card accepts applicants with limited credit history and gives the same 1.5% cash back rate as the Quicksilver card. However, unlike Quicksilver, QuicksilverOne has an annual fee: $39. It’s a great starter card though. It’s actually interesting to note that if you get the Quicksilver card as an upgrade from QuicksilverOne or Capital One Platinum (the other option for people with limited credit), you might receive a Quicksilver Mastercard. But that may or may not be the case for everybody.
Visa and Mastercard are both accepted worldwide, so you can rest assured that your Capital One Quicksilver card will work anywhere you need it to. You’ll get plenty of benefits from both too.
Deitrick
@deitrickf
I applied for a Cap One Quicksilver card and received it in February 2020, it is a Mastercard now.
JOSEPH BULEBUSH, Econ Major
@joeybule
Capital One Quicksilver is a Visa, not a Mastercard. More specifically, Quicksilver can be either a Visa Platinum card or a Visa Signature card.
You'll get Visa Signature if your credit limit is $5k or more. An excellent credit score most likely grant you access to the Visa Signature version, and it provides some additional benefits.
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Bryan W, Member
@bryan8290
There must be two versions of the card then, that or they kept it MC when I requested a product change. Originally had QS One card and after about 1 year (maybe 1.5 years), I requested a product change to QS. My QS card is MC and not Visa. The QS One card is a Mastercard, so I am guessing Cap1 did not change it over to the Visa during product change. Only difference between the two is annual fee and MC vs Visa. Hasn't bothered me once that my QS is MC and not Visa.
chinuan, Member
@chinuan
My Quicksilver is a Mastercard and my credit limit is $800
srsolomon, Member
@srsolomon
I had my Platinum MasterCard converted to a QuickSilver card as well and it remained a MasterCard.
Louis V, Member
@Bitholov
WalletHub is wrong. This card has two active versions: Visa and Mastercard.
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Louis V @Bitholov
WalletHub and other people are wrong. Both credit cards: Quicksilver and QuicksilverOne have two active versions: Visa and Mastercard. Thanks.