What are the differences between Capital One Quicksilver and Chase Sapphire? This question is about the Capital One Quicksilver Cash Rewards Credit Card

What are the differences between Capital One Quicksilver and Chase Sapphire?

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This question is about the Capital One Quicksilver Cash Rewards Credit Card

Thomas Friedman, WalletHub Credit Card Analyst

@tom_friedman • 04/14/22 This answer was first published on 09/19/19 and it was last updated on 04/14/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Capital One Quicksilver is a cash back card designed for people with good credit, whereas Chase Sapphire Preferred is a points rewards card for serious travelers with excellent credit. Quicksilver offers 1.5% cash back on all purchases. Sapphire Preferred gives 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases.

The Quicksilver card's sign up bonus is $200 for spending just $500 in the first 3 months from when the account was opened. Sapphire Preferred offers 60,000 points (worth $750 in travel) for spending $4,000 in the first 3 months. Quicksilver offers introductory 0% APRs, while Sapphire Preferred does not. Quicksilver does not have an annual fee, but Sapphire Preferred's annual fee is $95. Neither card charges a foreign transaction fee.

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