You can take out a Capital One QuicksilverOne cash advance at any ATM, as long as you have a cash advance PIN.
You can request a cash advance PIN for your Capital One QuicksilverOne card through your online account or by calling customer service at 1 (800) 227-4825.
To get a Capital One Platinum cash advance PIN online, log into capitalone.com and click “I Want To…,” then “Get a Cash Advance PIN” (under the header “Control Your Card”). You’ll be able to get a PIN instantly delivered to your email or over text.
Once you have the cash advance PIN, you can withdraw cash at an ATM the same way you’d do with a debit card. You can use non-Capital One ATMs, but you’ll be subject to additional fees (typically $3-$5). That would make cash advances even more expensive than they will be already.
Capital One QuicksilverOne has a cash advance fee of $10 or 3%, whichever is greater. The withdrawal will also be subject to a high APR. The Capital One QuicksilverOne cash advance APR is 26.99%. Cash advances also don’t get any kind of grace period, so they immediately start accruing interest.
You should always try to avoid cash advances, as both the fee and the compounding interest may outweigh any quick benefit. And if you do find yourself in a situation where you need to get a cash advance, make sure to pay it back as soon as possible!
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