Does the Capital One QuicksilverOne card offer roadside assistance?

Capital One purchase protection covers things you purchase entirely with your Capital One card from theft or damage for the first 90 days after the purchase. They will replace, repair or reimburse you up to the original purchase price. The maximum amount per claim/cardholder depends on the type of credit card and its network.… read full answer

Types of Cards with Purchase Protection

Capital One’s purchase protection benefits depend on the tier of your Capital One Mastercard or Visa. For example, Capital One’s Visa Signature, Visa Professional, and Visa Business credit cards have this benefit. On the Mastercard side, Capital One’s World, World Elite, World Elite Business, and Business Platinum Mastercards offer purchase protection. The tiers without purchase protection include Visa Platinum and Platinum Mastercard. The tier you get generally depends on your creditworthiness at the time you apply for a card.

To see which kind of Capital One card you have, flip the card over. You’ll see the Visa or Mastercard logo, and “Signature,” “Platinum,” “Business,” etc., will be written above or below the logo. But keep in mind that just because you have one of those cards doesn’t mean your card has the purchase protection benefit, though.

Here is more info about the Capital One purchase protection coverage:

• What is covered: Some examples of what’s covered by Capital One’s purchase protection include items purchased with your Capital One card that are stolen, damaged by fire or vandalism, or affected by “certain weather conditions.”
• What is not covered: The list of what’s not covered is extensive and specific: perishables, software, plants and animals, collectibles, used items, items stolen from vehicles or common carriers or checked luggage, and “lost” items that have disappeared without evidence of a wrongful act, among other things.
• Coverage amount: The maximum amount that you will get depends on the tier of your Capital One Mastercard or Visa. But it can vary between $500 to $10,000 per claim.

It’s important to note that many credit card benefits, like purchase protection, have been getting cut from benefits packages in recent years. The information above is correct right now, but could quickly change. If you plan on getting one of these credit cards, refer to the benefits booklet that comes with your new card for the most accurate information. You can also look up your card’s benefits on the Capital One website.

Visa roadside assistance covers standard towing, tire changes, jumpstarts, locksmiths, fuel delivery, and winching for any Visa credit card customer. Visa Roadside Dispatch, as the program is officially known, costs $69.95 per service call. That amount must be charged to your Visa card. But there is no fee or registration required for access. And there’s no limit to how many times you can use this service. You simply call … read full answer(800) 847-2869 anytime you need Visa Roadside assistance, 24/7.

Visa roadside service coordinates your service request with local contractors. So, additional services may be available at a higher cost. For example, additional fees apply to tows over 5 miles and winching exceeding 100 ft.

Here is what Visa roadside assistance covers:

• Jumpstarting – Battery boost
• Standard Towing – Up to 5 miles included
• Tire Changing – You must have usable, inflated spare
• Lockout Service – No key replacement
• Fuel Delivery – Up to 5 gallons, plus the cost of fuel
• Standard Winching – On up to 100 ft. of paved or county-maintained road.

Visa Roadside Dispatch is not free but it may cost less than other local options. If you do not have the time to compare cost, you can at least rely on Visa roadside assistance being available 24/7.

The Mastercard roadside assistance covers jump-starts, towing, gas delivery, tire changes or any other form of roadside assistance for World Mastercard and World Elite Mastercard members. However, keep in mind that you will be responsible for any emergency road service charges. And the invoice will be automatically billed to your account.… read full answer

It is also worth mentioning that this service is only available when traveling within the United States (“off road” areas excluded).

If your car broke down on the road, call Mastercard at (800) 627-8372 for assistance. In case you have a rental car, be sure to call the rental company first, since they can have special procedures regarding emergency road service.