The Capital One QuicksilverOne credit score requirement is 640 or higher or even limited credit; this means you need to have fair credit to get it, but this card also accepts applicants with less than 3 years of credit history.
Having said that, it is also worth noting that Capital One will also look at your entire credit history, income and ant debts you might have, so your credit score alone doesn't guarantee approval.
That is decent enough for a credit card designed to start your credit career, which even brings 1.5% cash back to the table.
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One’s credit score requirement is limited or bad credit at a minimum, though it depends on the credit card. The best Capital One credit cards overall require a credit score of 700+ for good approval odds, while no minimum credit score is needed to get a starter credit card from Capital One. For example, applicants with limited or bad credit can get the Capital One Secured card and people with no credit score may be able to get Capital One’s Platinum, QuicksilverOne and Journey cards.… read full answer
If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.
The best way to apply for a Capital One credit card is online. It's the fastest and most straightforward. You can either do that on sites like WalletHub or Credit Sesame or through their own website. Usually, a decision is made instantly when you apply online.
You’ll need your personal information and the application will result in a hard inquiry, so that’s a slight dent in your credit score, for a short while.… read full answer
Another way to apply for a Capital One credit card is in a Capital One branch. Download their app or use this locator to find the nearest one.
Last, you can apply for a Capital One credit card by phone at (800) 695-5500. And that's about it!
You can check for Capital One QuicksilverOne credit card pre-approval online.
Capital One has a pre-approval tool that allows potential applicants to gauge their approval odds before submitting an application. From the Capital One credit cards page, click the “See if You’re Pre-Qualified” link. Then, complete the electronic questionnaire and press the green “See Your Card Offers” button.… read full answer
The pre-approval tool isn’t just for the Capital One QuicksilverOne, so the search results will turn up all Capital One cards for which you have high odds of approval. These results are based on the questionnaire and an initial credit review.
The pre-approval process has no effect on your credit. But if you submit an application afterward, Capital One will need your permission to pull your full credit report. This “hard inquiry” will reduce your credit score by a few points, but only temporarily.
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