You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One QuicksilverOne, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One QuicksilverOne credit score requirement. You can check your credit score for free on WalletHub.
Capital One QuicksilverOne Cash Rewards Credit Card
Capital One’s credit score requirement is limited or bad credit at a minimum, though it depends on the credit card. The best Capital One credit cards overall require a credit score of 700+ for good approval odds, while no minimum credit score is needed to get a starter credit card from Capital One. For example, applicants with limited or bad credit can get the Capital One Platinum Secured card and people with no credit score may be able to get Capital One’s Platinum, QuicksilverOne and Journey cards.… read full answer
If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.
The best way to apply for a Capital One credit card is either online, or over the phone, by calling Capital One customer service. Alternatively, you can apply for a Capital One credit card by visiting your local branch.
Here’s how to apply for a Capital One credit card:
… read full answerOnline: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub or through their own website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information.
By phone: You can also apply for a Capital One credit card by phone by . When prompted, just say that you want to apply for a credit card and you will be connected to a representative.
At a branch: Another way to apply for a Capital One credit card is in a Capital One branch. Download their mobile appor use this locator to find the nearest one.
You can check for Capital One QuicksilverOne credit card pre-approval online.
Capital One has a pre-approval tool that allows potential applicants to gauge their approval odds before submitting an application. From the Capital One credit cards page, click the “See if You’re Pre-Qualified” link. Then, complete the electronic questionnaire and press the green “See Your Card Offers” button.… read full answer
The pre-approval tool isn’t just for the Capital One QuicksilverOne, so the search results will turn up all Capital One cards for which you have high odds of approval. These results are based on the questionnaire and an initial credit review.
The pre-approval process has no effect on your credit. But if you submit an application afterward, Capital One will need your permission to pull your full credit report. This “hard inquiry” will reduce your credit score by a few points, but only temporarily.
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