What is the Capital One QuicksilverOne Card credit score requirement?

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.… read full answer

Capital One Credit Score Requirements by Card

• Capital One Venture Rewards Credit Card: 700 (Good credit)
• Capital One VentureOne Rewards Credit Card: 700 (Good credit)
• Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)
• Capital One SavorOne Cash Rewards Credit Card: 700+ (Good)
• Capital One Venture X Rewards Credit Card: 750+ (Excellent)
• Capital One Platinum Credit Card: less than 3 years of credit history (Limited History credit)
• Capital One Platinum Secured Credit Card: 300+ (Bad credit)
• Capital One QuicksilverOne Cash Rewards Credit Card: less than 3 years of credit history (Limited History credit)
• Capital One Quicksilver Secured Cash Rewards Credit Card: 300+ (Bad credit)
• Capital One Savor Cash Rewards Credit Card: 700+ (Good credit)
• Journey Student Rewards from Capital One: less than 3 years of credit history (Limited History credit)

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply, just so you have a better idea of what to expect.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Capital One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

The best way to apply for a Capital One credit card is either online, or over the phone, by calling customer service at (800) 227-4825. Alternatively, you can apply for a Capital One credit card by visiting your local branch.

Here’s how to apply for a Capital One credit card:

• Online: Applying online is the fastest and most straightforward way. You can either do that on sites like WalletHub or through their own website. Usually, a decision is made instantly when you apply online. You will need fill in a form with your personal, contact and financial information.
• Over the phone: You can also apply for a Capital One credit card over the phone by calling their customer service at (800) 227-4825. When prompted, just say that you want to apply for a credit card and you will be connected to a representative.
• At a branch: Another way to apply for a Capital One credit card is in a Capital One branch. Download their mobile app or use this locator to find the nearest one.

Ultimately, you can check out some of the best Capital One credit cards on the market and weigh your options.

You can check for Capital One QuicksilverOne credit card pre-approval online.

Capital One has a pre-approval tool that allows potential applicants to gauge their approval odds before submitting an application. From the Capital One credit cards page, click the “See if You’re Pre-Qualified” link. Then, complete the electronic questionnaire and press the green “See Your Card Offers” button.… read full answer

The pre-approval tool isn’t just for the Capital One QuicksilverOne, so the search results will turn up all Capital One cards for which you have high odds of approval. These results are based on the questionnaire and an initial credit review.

The pre-approval process has no effect on your credit. But if you submit an application afterward, Capital One will need your permission to pull your full credit report. This “hard inquiry” will reduce your credit score by a few points, but only temporarily.