You can get a Capital One QuicksilverOne credit limit increase by making a request online, through the mobile app or by calling customer service at the number on the back of your card. Alternatively, you may also get a Capital One QuicksilverOne credit limit increase without asking, if your account is in good standing for at least 6 consecutive months.... read full answer
Here’s how to request a Capital One QuicksilverOne credit limit increase:
- Log in to your online account or the Capital One mobile app.
- Choose the Capital One QuicksilverOne card from the list of account options (if you have more than one Capital One card).
- Click the "Services" tab.
- Click the "Request Credit Line Increase" link.
- Enter your total annual income, employment status, monthly housing payment, and maximum desired credit limit.
- Confirm the information entered and click "Submit" to complete the request.
To increase your odds of getting approved for a Capital One QuicksilverOne credit limit increase, you should maintain good payment history, increase your annual income, and increase the amount you spend on the card. But if you spend more on the card, make sure it’s an amount you can easily pay off at the end of the month. Overspending is a bad habit, especially if you’re trying to build credit.
Impact of a Capital One Venture Credit Limit Increase on Your Credit Score
Generally, when you request a Capital One QuicksilverOne credit limit increase, Capital One will conduct a soft pull of your credit report, which does not affect your credit score. However, some Capital One QuicksilverOne credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Capital One cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for a Capital One QuicksilverOne credit limit increase without even requesting one. The Capital One QuicksilverOne card may offer an automatic credit limit increase if Capital One’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.show less