Capital One Savor’s $400 bonus is not available to new applicants anymore. The new bonus is $300 for spending $3,000 in the first 3 months, which is still a great deal.
As recently as 2019, Capital One Savor did have either a $500 or $400 bonus for spending $3,000 in the first 3 months. Reportedly, different people saw different bonuses based on the browser they used and whether they were in Incognito mode.
The Capital One Savor foreign transaction fee is $0. In fact, all Capital One credit cards benefit from $0 foreign transaction fees. That means you can use the Capital One Savor card anywhere in the world that accepts Mastercard without paying a surcharge. The same applies for online purchases made through an international merchant.
Apart from offering $0 foreign transaction fees on all of its credit cards, Capital One does not require you to set a travel notification before heading abroad, either. Just make sure you keep your contact information updated while traveling abroad in case Capital One needs to reach you.
The credit score that you need for the Capital One Savor card is 700+. This means at least good credit is required for approval. You may still get approved for the Capital One Savor with a lower credit score, but the odds are best with scores above that mark.
Other Capital One Savor Approval Requirements:
While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt, and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status, and housing information.… read full answer
Plus, you must be at least 18 years and a U.S. citizen with a Social Security number to get this card. If you want a better idea of whether you’ll qualify for the Capital One Savor card, check your credit score for free on WalletHub.
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