What are my Capital One Savor approval odds?

The credit score that you need for the Capital One Savor card is 700+. This means at least good credit is required for approval. You may still get approved for the Capital One Savor with a lower credit score, but the odds are best with scores above that mark.

Other Capital One Savor Approval Requirements:

While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt, and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status, and housing information.... read full answer

Plus, you must be at least 18 years and a U.S. citizen with a Social Security number to get this card. If you want a better idea of whether you’ll qualify for the Capital One Savor card, check your credit score for free on WalletHub.

Yes, it is hard to get the Capital One SavorOne Cash Rewards Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Capital One SavorOne.

In order to get the Capital One SavorOne, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.... read full answer

Keep in mind that even if you meet all of the requirements for the Capital One SavorOne, you’re never guaranteed to be approved.

Yes, Capital One does have pre-approval. Capital One has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Capital One credit cards before they actually apply for one. Current Capital One customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Capital One will send people pre-approved offers for a specific credit card in the mail.... read full answer

Getting pre-approved for a Capital One credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.

How to Check for Capital One Pre-Approval Online

1. Click “See if You’re Pre-Approved” on the Capital One website.
2. Log in to your “Capital One account.”
3. Enter your name, address, date of birth and Social Security number.
4. Click “See Your Card Offers” to view any pre-approved offers.

If you have pre-approved offers, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.

To respond to a pre-approved offer in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Capital One to flag the application as pre-approved.

Capital One pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for any Capital One card, Capital One will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.