Is there a Capital One Savor bonus?

There is no predefined number of Capital One cards you can have at a time. More specifically, you can have as many Capital One credit cards as your credit standing would allow. Approval would be based on your credit history, your income and any potential debt you might have.

Here’s how to combine Capital One credit cards:… read full answer

Having said that, it is worth noting that Capital One offers some of the best rewards potential in the credit card game. A popular combo is the Capital One Venture Rewards Credit Card paired with the Capital One Savor Cash Rewards Credit Card. You can use the Capital One Savor to maximize your rewards on food and entertainment purchases, and the Capital One Venture card for everything else.

Both cards come with a good signup bonus: Capital One Savor comes with $300 for spending $3,000 in the first 3 months. With Capital One Venture, you earn 75,000 miles for spending $4,000 in the first 3 months. Capital One Savor has an annual fee of $95, and Capital One Venture’s annual fee is $95.

The Capital One Savor rental car insurance protects cardholders against damage and theft, up to the cash value of the rented vehicle. To get coverage, you must charge the entire cost of the rental to your Capital One Savor. And you have to decline any insurance offered by the rental agency.

Please note that coverage is secondary. That means if you, or an authorized driver has primary auto insurance that covers eligible damages, the Capital One Savor rental car insurance will only cover the deductible and other eligible amounts not covered by the other insurance.… read full answer

Here is how the Capital One Savor rental car insurance works:

• Overview: Covers Capital One Savor cardholders and eligible authorized drivers against physical damage, theft, towing and loss of use charges. Rental cost must be charged to the Capital One Savor and the rental period must not exceed 31 consecutive days. The benefit is secondary to any other existing rental car insurance policies and applies worldwide, with the exception of countries where the evidence of coverage is prohibited or in conflict with local laws.
• What is covered: Physical damage and theft of eligible vehicles; reasonable loss of use charges imposed by the vehicle rental company for the period of time the rental vehicle is out of service (these charges must be substantiated by a location and class-specific fleet-utilization logs); towing charges to the nearest collision repair facility.
• What is not covered: Trucks; pickups; full-sized vans; off-road vehicles and other RVs; trailers; motorcycles (any vehicle having less than four wheels) and antique vehicles are among the excluded categories.
• How much is covered: Coverage is for the lesser of the actual repair amount, wholesale market value, or the rental agency’s purchase invoice, less salvage and depreciation, up to any preset amount specified in your guide to benefits.
• How to claim: Visit mycardbenefits.com or call (888) 531-4227 to open a claim. You must report the claim within 60 days of the loss and submit the requested documentation within 180 days of the incident.

The above information is for Capital One Savor cards that are issued as World Mastercard and World Elite Mastercard. Capital One Savor belongs to the Mastercard network, but networks are subject to change. So it’s a good idea to match your network with the corresponding benefit guide on Capital One’s dedicated web page. You can also log in to your Capital One Savor online account, select the "I Want To" menu and click "Read about Card Benefits."