Is there a Capital One Savor bonus?

You can have two Capital One cards at a time. The Capital One two-card rule went into effect in 2011 and applies to most Capital One consumer credit cards. The Capital One Secured Mastercard and Capital One’s co-branded cards (like the Saks Mastercard) do not count toward the two-card limit. Neither do Capital One’s business credit cards.… read full answer

People who already had more than two Capital One credit card accounts before the rule went into effect were grandfathered in and allowed to keep all of their cards. Some cardholders who had cards from banks that were later acquired by Capital One (like HSBC) were also allowed to retain their cards despite the two-card rule.

Even with a two-card restriction, Capital One still offers some of the best rewards potential in the credit card game. A popular combo is the Capital One Venture card paired with the Capital One Savor card. You can use the Savor card to maximize your rewards on food and entertainment purchases, and the Venture card for everything else. Both cards come with a big signup bonus for spending $3,000 in the first three months: a $300 bonus from Savor and 50,000 miles from Venture (equal to $500 when redeemed for travel). Savor has an annual fee of $95, and Venture’s annual fee is $95.

Your Capital One Savor credit card provides collision and theft insurance if you use your credit card to pay for the rental and do not purchase the optional insurance the rental company offers.

Coverage is offered worldwide, with a few exclusions: Ireland, Israel, Jamaica, Northern Ireland.

To submit a claim, simply call the number on the back of your card.… read full answer