Capital One Savor’s credit score requirement is 700 or higher. That means you need good credit or better to get Capital One Savor, in most cases. Some applicants report Savor card approval with credit scores below 700, but the odds are best with scores above that mark.
While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status and housing information.
Plus, you must be at least 18 years and a U.S. citizen with a Social Security number. And you can’t already have 5 or more open Capital One credit card accounts.
If you want a better idea of whether you’ll qualify for the Savor card, consider pre-approval. Capital One allows you to go online and assess your chances of approval without any effect on your credit score.
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