The Capital One Savor credit score requirement is “good”. Some applicants report Savor card approval with a lower credit score, but the odds are best with scores above that mark.
While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status and housing information.
Plus, you must be at least 18 years and a U.S. citizen with a Social Security number. And you can’t already have 5 or more open Capital One credit card accounts.If you want a better idea of whether you’ll qualify for the Capital One Savor card, consider pre-approval. Capital One allows you to go online and assess your chances of approval without any effect on your credit score.
It's a World Elite Mastercard, so the minimum credit limit is $5000. If you're not confident you'll be approved for that high a limit, the SavorOne is a Platinum Mastercard with a minimum $1000 limit and no annual fee. The benefits aren't quite as good, but they aren't bad.
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