How does the Capital One Savor extended warranty benefit work? This question is about the Capital One Savor Cash Rewards Credit Card

How does the Capital One Savor extended warranty benefit work?

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This question is about the Capital One Savor Cash Rewards Credit Card

Gina Marte, WalletHub Advisor

@ginamarte • 08/03/20 This answer was first published on 08/03/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Savor extended warranty benefit doubles the existing warranty on items purchased with the Savor Card, up to a maximum of 24 months. A 6-month warranty could become 12 months and a 12-month warranty could grow to 24 months, for example. The benefit pays for the cost to repair, replace or reimburse the original price of the item, whichever is cheapest. The maximum coverage is $10,000 per item. Coverage also applies to items bought with Capital One Savor rewards rather than charged to the card.

There are several exceptions to the types of items and situations that are covered, though, so be sure to read your Savor benefits guide for the full details. To file a claim, you’ll need to report the item’s failure within 60 days after it happens and return your completed claim form and supporting documents within 180 days.

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How does the Capital One Savor travel insurance work?

The Capital One Savor travel insurance plan covers you for serious accidents caused by a travel provider. It also covers rental cars.

It doesn't cost anything but you must pay for your fare/rental with the Savor card.

There are a few exceptions to what’s covered, though, so it’s a good idea to read ... read full answer Capital One’s benefit guide.

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How does the Capital One trip cancellation insurance work?

Capital One trip cancellation insurance covers non-refundable travel expenses purchased with an eligible Capital One credit card, up to either $1,500 or $2,000, depending on the card network and its level of benefits.

There are a few other things you should know about the Capital One cancellation insurance, such as:

... read full answer

To be eligible for the Capital One trip cancellation insurance, you must purchase the entire passenger fare with an eligible Capital One card.

Covered events include death, accidental injury, disease, or physical illness of either the cardholder or an immediate family member. If the airline or other common carrier goes bankrupt and cancels your travel, you can get reimbursed by Capital One as well.

You are not covered for trips cancelled due to pre-existing conditions, wars, intoxication at the time of an accident, self-inflicted injuries, illegal or criminal acts, and more.

To file a claim, you must contact the Benefit Administrator at the number mentioned on your guide to benefits within 20 days. You will be sent a claim form, which you will need fill out and send back along with any supporting documents within 90 days. Keep in mind that you must also notify your travel supplier (e.g. airline and hotel).

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