You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One SavorOne Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One SavorOne credit score requirement. You can check your credit score for free on WalletHub.
I was accepted with a 611 FICO 8, I’ve had a Capital One secured credit card for 3 years, a Capital One auto loan for almost 2 years. Not sure how much of a different it made! It certainly doesn’t make a difference for Chase lol.
The Capital One Savor credit score requirement is 700+. This means that you need at least good credit to get this card. Some applicants report Capital One Savor card approval with a lower credit score, but the odds are best with scores above that mark.
While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status and housing information.… read full answer
Plus, you must be at least 18 years and a U.S. citizen with a Social Security number. And you can’t already have 5 or more open Capital One credit card accounts.
The Capital One credit score requirement is of at least 300, depending on the credit card. For example, applicants with limited or bad credit can get a secured credit card from Capital One, while the best Capital One credit cards overall require at least good credit for approval.
If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the … read full answerissuer’s website. You may also want to check your credit score before you apply for any Capital One card, just so you have a better idea of what to expect.
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