What is the Capital One SavorOne card credit score requirement? This question is about the Capital One SavorOne Cash Rewards Credit Card

What is the Capital One SavorOne card credit score requirement?

Answer Question Report Abuse

This question is about the Capital One SavorOne Cash Rewards Credit Card

Leon Denerus, WalletHub Analyst

@Leo.DC • 08/18/21 This answer was first published on 07/08/21 and it was last updated on 08/18/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The Capital One SavorOne Cash Rewards Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Capital One SavorOne Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One SavorOne Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One SavorOne credit score requirement. You can check your credit score for free on WalletHub.

see this user

Alex Reyes, Information Assurance Analyst

@Montana_Max • 04/18/21 This answer was first published on 04/18/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

I was approved with a credit score in the 630s, granted I was already a card holder with Capital One for over 4 years.

see this user

Amanda, Member

@amanda_payne_1 • 04/07/22 This answer was first published on 04/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

I was accepted with a 611 FICO 8, I’ve had a Capital One secured credit card for 3 years, a Capital One auto loan for almost 2 years. Not sure how much of a different it made! It certainly doesn’t make a difference for Chase lol.

Answer Question

What credit score do you need for the Capital One Savor credit card?

The credit score that you need for the Capital One Savor card is 700+. This means at least good credit is required for approval. You may still get approved for the Capital One Savor with a lower credit score, but the odds are best with scores above that mark.

Other Capital One Savor Approval Requirements:

While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt, and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status, and housing information.… read full answer

Plus, you must be at least 18 years and a U.S. citizen with a Social Security number to get this card. If you want a better idea of whether you’ll qualify for the Capital One Savor card, check your credit score for free on WalletHub.

show less

What credit score do you need for a Capital One credit card?

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.… read full answer

Capital One Credit Score Requirements by Card

Capital One Venture Rewards Credit Card: 700 (Good credit)

Capital One VentureOne Rewards Credit Card: 700 (Good credit)

Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)

Capital One SavorOne Cash Rewards Credit Card: 700+ (Good)

Capital One Venture X Rewards Credit Card: 750+ (Excellent)

Capital One Platinum Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Platinum Secured Credit Card: 300+ (Bad credit)

Capital One QuicksilverOne Cash Rewards Credit Card: less than 3 years of credit history (Limited History credit)

Capital One Quicksilver Secured Cash Rewards Credit Card: 300+ (Bad credit)

Capital One Savor Cash Rewards Credit Card: 700+ (Good credit)

Journey Student Rewards from Capital One: less than 3 years of credit history (Limited History credit)

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply, just so you have a better idea of what to expect.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Capital One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.

show less

How do I apply for the Capital One SavorOne card?

You can easily submit a Capital One SavorOne credit card application online.

Alternatively, you can apply in a Capital One branch or by calling 800-695-5500.

You'll need your personal information and the application will result in a hard inquiry, so that's a slight dent in your credit score, for a short while.… read full answer

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.