What is the Capital One SavorOne card credit score requirement?

Question

The Capital One Savor credit score requirement is 700+. This means that you need at least good credit to get this card. Some applicants report Capital One Savor card approval with a lower credit score, but the odds are best with scores above that mark.

While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. That includes your payment history, amount of debt and number of open accounts, among other things. Capital One will also review other factors such as your income, employment status and housing information.… read full answer

Plus, you must be at least 18 years and a U.S. citizen with a Social Security number. And you can’t already have 5 or more open Capital One credit card accounts.

If you want a better idea of whether you’ll qualify for the Capital One Savor card, check your credit score for free on WalletHub.

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Answer 1 · 2021-08-18 13:37:23

Leon Denerus, WalletHub Analyst

@Leo.DC • 08/18/21 This answer was first published on 07/08/21 and it was last updated on 08/18/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One SavorOne Cash Rewards Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Capital One SavorOne Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One SavorOne Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One SavorOne credit score requirement. You can check your credit score for free on WalletHub.

Answer 2 · 2021-04-18 13:08:57

Alex Reyes, Information Assurance Analyst

@Montana_Max • 04/18/21 This answer was first published on 04/18/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I was approved with a credit score in the 630s, granted I was already a card holder with Capital One for over 4 years.

Answer 3 · 2022-04-07 10:32:58

Amanda, Member

@amanda_payne_1 • 04/07/22 This answer was first published on 04/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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I was accepted with a 611 FICO 8, I’ve had a Capital One secured credit card for 3 years, a Capital One auto loan for almost 2 years. Not sure how much of a different it made! It certainly doesn’t make a difference for Chase lol.

What is the Capital One SavorOne card credit score requirement?

Leon Denerus, WalletHub Analyst

Capital One SavorOne Cash Rewards Credit Card

Alex Reyes, Information Assurance Analyst

Amanda, Member

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