The Capital One SavorOne credit score requirement is at least 700 or higher. That means you’ll need at least good credit for a chance of being approved. Some cardholders reportedly have been approved for SavorOne with credit scores below 700, but your odds of approval are still higher with scores above 700. The higher your score, the better your chances of qualifying for the card.
In addition to the credit score, Capital One will review your entire credit history as part of your application. This includes your annual income, payment history, employment status, amount of debt relative to your income, recent credit inquiries and other factors. You must also be a U.S. citizen and at least 18 years old. A Social Security number (SSN) is also required. Capital One will not accept applications with an Individual Taxpayer Identification Number (ITIN) in the place of an SSN.
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