The Capital One SavorOne credit score requirement is at least 700 or higher. That means you’ll need at least good credit for a chance of being approved. Some cardholders reportedly have been approved for SavorOne with credit scores below 700, but your odds of approval are still higher with scores above 700. The higher your score, the better your chances of qualifying for the card.
In addition to the credit score, Capital One will review your entire credit history as part of your application. This includes your annual income, payment history, employment status, amount of debt relative to your income, recent credit inquiries and other factors. You must also be a U.S. citizen and at least 18 years old. A Social Security number (SSN) is also required. Capital One will not accept applications with an Individual Taxpayer Identification Number (ITIN) in the place of an SSN.
I was approved with a credit score in the 630s, granted I was already a card holder with Capital One for over 4 years.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.