Yes, the Capital One SavorOne card does have pre-approval. Capital One has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Capital One credit cards before they actually apply for one. Current Capital One customers may also receive pre-approved offers periodically by e-mail. And in some cases, Capital One will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a Capital One SavorOne credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Capital One SavorOne Card Pre-Approval Online
- Click “See if You’re Pre-Approved” on the Capital One
- Log in to your Capital One account.
- Enter your name, address, email address, SSN, birthdate, phone number, employment status, financial information, and other information requested.
- Click “See If I’m Pre-Approved” to view any pre-approved offers.
If you are pre-approved online, you will see all Capital One credit cards that will give you the highest odds of approval, which may or may not include the Capital One SavorOne card. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval site. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a Capital One SavorOne pre-approved offer received in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Capital One to flag the application as pre-approved.
Capital One SavorOne credit card pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Capital One SavorOne card, Capital One will conduct a hard inquiry, which will lead to a slight, but temporary decrease in your credit score.
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