The Capital One SavorOne annual fee is $0. Having no annual fee means that you get to immediately benefit from any rewards or bonuses you earn with the card. These rewards include 5% cash back on hotels and rental cars booked through Capital One Travel, 3% cash back on dining, entertainment, popular streaming services and grocery store purchases, along with 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats). There's also an initial bonus of $200 for spending $500 in the first 3 months. In addition to having a $0 annual fee, SavorOne also does not charge a foreign transaction fee.
If you want to earn more rewards and don't mind paying an annual fee, you should apply for Capital One Savor. Its annual fee is $95. In return, it gives 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats). You can also earn an initial bonus of $300 for spending $3,000 in the first 3 months.
Capital One credit card annual fees range from $0 to $395 per year, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually have extensive rewards as well.
One of the best Capital One credit cards with a $0 annual fee is Capital One VentureOne. It offers a bonus of 20,000 miles for spending $500 in the first 3 months. The card also gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for travelers on a budget.… read full answer
Notable Capital One Credit Cards with No Annual Fees in 2023
There is no Capital One member fee because you don’t have to pay just to be a customer. And there are no member dues or anything like that because Capital One is a bank, not a cooperative like a credit union. But there are member fees for some capital one credit cards ranging from $0 to $95.… read full answer
Capital One credit card membership fees can be charged as annual fees or monthly fees (annual fee divided by 12). Whether you’re charged by year or by month depends on how you apply. If you apply online, it will be set up for annual and you’d have to call customer service after approval to ask to switch to monthly. If you apply by phone, you can choose to have a monthly fee right from the start, if you want.
Not every Capital One card has a membership fee, and those that do charge such a fee differ in the price.
Here are the Capital One annual member fees by card:
Capital One Platinum:$0
Capital One SavorOne: $0
Capital One Platinum Secured: $0
Capital One Quicksilver: $0
Capital One QuicksilverOne: $39
Capital One Venture: $95
Journey Student Rewards from Capital One: $0
As you can see, many Capital One cards don’t charge a membership fee at all. If your card is one of the few that does, the fee will be charged to your card like a normal purchase. That will happen each year after your account anniversary (or right away the first year).
You can make a Capital One SavorOne Cash Rewards Credit Card payment online, by phone, through the Capital One mobile app, by mail or at a branch. To pay a Capital One SavorOne bill online, log in to your online account and click on “Make a Payment.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Capital One does allow cardholders to set up automatic payments, too.… read full answer
Ways to Make a Capital One SavorOne Payment
By phone: Call (800) 227-4825 and enter your card information when prompted.
Online:Log in to your online account and click on “Make a Payment.”
Through the mobile app: Log in to your account and select your card, then tap “Make a Payment.”
By mail: Send a check or money order (but not cash) to Capital One / Attn: Payment Processing / PO Box 71083 / Charlotte, NC 28272-1083. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
At a branch: You can make a payment at any Capital One branch during normal business hours.
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