What's the Capital One SavorOne intro APR offer for balance transfers?

The Capital One SavorOne Cash Rewards Credit Card interest rate is 16.49% - 26.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The Capital One SavorOne card also offers new cardholders an introductory interest rate of 0% for 15 months on purchases and 0% for 15 months for balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The regular Capital One SavorOne card interest rate is variable, meaning it can change based on certain economic conditions.… read full answer

Capital One SavorOne gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Capital One SavorOne card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, Capital One SavorOne also charges a separate 26.49% (V) interest rate on cash advances. All Capital One SavorOne card interest rates will be listed on your statement and on your online account summary.

SavorOne offers an introductory APR on balance transfers of 0% for 15 months, but has a 3% fee on the transferred amount. The regular APR can be up to 16.49% - 26.49% (V).

If you already have the SavorOne card, you can make a balance transfer online or via the Capital One mobile app. Log in to your account and choose the balance transfer option. From there, enter the creditor’s name, account number and the amount you want to transfer. You can transfer balances up to your available credit limit. Submit the request to initiate the process. Anyone applying for the SavorOne card can do a balance transfer directly from the application. Balance transfers can take from 3 to 14 business days to complete, so continue to pay on your current accounts until the transfer is confirmed.… read full answer

You can transfer debts from credit cards, student loans, car loans, and other credit accounts. However, you cannot transfer balances from other Capital One accounts to the SavorOne card.