To request a Capital One SavorOne credit limit increase, log in to your Capital One online account, and from the "Card Services" tab, select "Request Credit Line Increase." You can also call customer service 24/7 at 1 (800) 955-7070. When prompted, choose "More Options" and then "Credit Increase." Capital One will ask for your annual income, employment status, occupation, monthly housing payment and desired credit limit. Capital One occasionally offers automatic credit limit increases, but those are not guaranteed.
For the best chance of getting approved for a credit line increase, the account should be active for at least 3 months. You should also have a solid payment history. You won’t be eligible for a credit limit increase if you’ve been either approved or denied for one in the previous six months.
Capital One SavorOne credit limit increase requests generate a soft pull which does not affect your credit score. In many cases, Capital One immediately grants the increase, but there are times when it may take between 3 and 5 business days to get a decision. Your increased credit limit will be available immediately upon approval. If you’re denied, you’ll have to wait at least six months to submit another request.
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