Applying for the Capital One SavorOne will do a hard pull.
A hard pull can affect your credit score, usually by a few points. But having too many on your credit report, especially within a short period of time, can significantly lower your credit score.
Capital One, the issuer, allows you to prequalify for their credit cards with no impact on your credit score. However, responding to these offers and submitting an actual application will trigger a hard pull.
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