The Capital One SavorOne Student Card balance transfer fee is $0 at this Transfer APR - 16.49% - 26.49% (V). Since the Capital One SavorOne Student Card does not offer a low introductory balance transfer APR, the regular APR will apply instead, which means it’s not a great choice for reducing the cost of debt.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One SavorOne Student Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One SavorOne Student Card credit score requirement. You can check your credit score for free on WalletHub.
The Capital One SavorOne Student Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Capital One SavorOne Student Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, Capital One SavorOne Student Card also charges a separate 26.49% (V) interest rate on cash advances. All Capital One SavorOne Student Card card interest rates will be listed on your statement and on your online account summary.
The Capital One SavorOne Student Cash Rewards Credit Card is a Mastercard, not a Visa. You can use your Capital One SavorOne Student Card at nearly 11 million merchants that accept Mastercard nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
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