Does the Capital One SavorOne Student Card offer cell phone insurance?

Capital One purchase protection covers eligible items from theft or damage for the first 90 days after the purchase. You must purchase the item entirely with your Capital One card to be eligible (for Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply).

Eligible items will be replaced, repaired, or reimbursed up to...

Yes, Capital One does offer cell phone insurance on one of its credit cards – the Capital One Venture X card (for Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply). People with an eligible Capital One credit card can get up to $800 per claim to repair or replace their damaged...

No, the Capital One SavorOne Student Cash Rewards Credit Card does not have return protection coverage. Return protection is a benefit that offers reimbursement for undamaged, working items purchased with a credit card that cannot be returned to the merchant within a certain number of days of purchase. This benefit is becoming rarer as time goes on, however, as many issuers have dropped it to cut costs.

If return protection is important to you, there are still a few good cards that...