The Capital One SavorOne Student Cash Rewards Credit Card cash advance fee is 3% (min $10) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One SavorOne Student Card for cash withdrawals at an ATM, with a cash advance check or in person at participating locations.
Bear in mind that when you make a cash advance, you will incur other costs in addition to the Capital One SavorOne Student Card cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.
To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.… read full answer
How to Get a Capital One Cash Advance at an ATM
Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
Insert the credit card into an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
There may be other ways to get a cash advance from your Capital One credit card, too. For example, you can request a cash advance in person at a local Capital One branch. You could also write out a Capital One cash advance check and use it like a traditional bank check.
Before you take out a Capital One cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you make the cash advance.
The Capital One cash advance fee is 3% (min $10) per transaction, whichever is higher. A cash advance fee is a fee charged when using a Capital One credit card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.
Bear in mind that when you do a cash advance, you will incur other costs in addition to the Capital One cash advance fee. There’s a separate cash advance APR that applies immediately after you complete the transaction. The ATM owner may also impose additional charges.… read full answer
There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 14.49% - 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.… read full answer
Here are some good credit cards with no cash advance fees and low APRs:
It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.
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