You can check your Capital One Platinum Secured Credit Card deposit status by phone or online. To check by phone, call customer service at the number on the back of the card. Or, log in to your online account and click the “Need Help?” icon at the top of the page to live chat with a customer service representative.
Capital One Platinum Secured credit card deposit status questions often revolve around refunds. Whether you close your Capital One Platinum Secured card account or graduate to an unsecured card, you’ll receive a refund for the entire security deposit amount, less any unpaid balances or fees. In either case, customer service can tell you how much your refund will be.
Deposit refunds typically take up to 60 days to process. If you were approved and submitted a security deposit, it will process in about 2-3 weeks. So try to wait at least that long before checking either status.
You should get your Capital One Platinum Secured in the mail within 7-10 business days of fully paying your refundable security deposit ($49, $99 or $200). The card will be sent to you immediately after you pay the deposit.
Unfortunately, new accounts aren’t eligible for express shipping on credit cards. But if you already have a Capital One Platinum Secured account and just need a replacement card, other delivery options may be available to you upon … read full answerrequest.
I woudn’t even try to apply for a capital one secure one card. They will take your deposit and use it against your credit with the idea if you build good credit with them that they will change it after some time to a unsecure account. Turns out that is a hoax...The card will remain secure for the life of the card no matter how well you do with your credit. I used the card for over a year now with no miss payments. Yes they raised my credit limit after 8 month from 200.00 to 500.00 with 1 of those hundreds being my deposit. When I called to graduate the card they told me they were not autherized to change it now there are any chances of graduating a secure to unsecure. that is just not possible as they mentioned i would have to apply for a new one. And they will not refund your money unless you canel the account. This is the kind of business Capital One does to people who are establishing credit. I will not apply with them for a new card simply for the fact that it will become a new account which is not good for the credit. So in my opinion if you are trying to establish credit ..and looking for secure card do yourself a favor and stay away from capital one. … read full answer
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