How does the Capital One Platinum Secured card fraud protection work? This question is about the Capital One Platinum Secured Credit Card

How does the Capital One Platinum Secured card fraud protection work?

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This question is about the Capital One Platinum Secured Credit Card

Nathan Preston, Member

@nathan_preston • 08/11/20 This answer was first published on 08/11/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Secured card fraud protection includes a $0 fraud liability guarantee. Basically, if your card is lost or stolen, you will not be responsible for unauthorized charges. That’s also backed up by federal law, which limits liability for unauthorized charges to $50 (or $0 if your card is stolen and you report it before any charges are made).

If you see a charge that you do not recognize, it may be fraud. Before you report fraud, please make sure that neither yourself nor an authorized user made the transaction. You may report fraud by phone by contacting Capital One directly at 1-800-227-4825.

Capital One also offers security alerts, so you will be notified via text, email, and phone if they notice potential suspicious activity on your account.

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