What credit score is needed for the Capital One Spark Cash card? This question is about the Capital One® Spark® Cash for Business

What credit score is needed for the Capital One Spark Cash card?

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This question is about the Capital One® Spark® Cash for Business

Maria Adams, Credit Cards Moderator

@m_adams • 08/09/21 This answer was first published on 08/09/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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A credit score of 700+ is needed for the Capital One Spark Cash card. This means you need at least good credit to get this card.

Having said that, it is also worth noting that a good credit score doesn’t guarantee approval. The reason for that is because while your credit standing is a very important factor, it’s not the only one. There are other variables that may play a role such as outstanding debts, your job status and income.

Nevertheless, you can get your credit score for free, full credit report and credit improvement tips on WalletHub.

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The Capital One credit score requirement is of at least 300, depending on the credit card. For example, applicants with limited or bad credit can get a secured credit card from Capital One, while the best Capital One credit cards overall require at least good credit for approval.

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