The Capital One Spark Cash has $0 foreign transaction fees, which makes it ideal for doing business with internationally-based merchants or for travelling abroad.
That’s because a credit card with no foreign transaction fee will save the average user 3% on purchases processed abroad.
The Capital One foreign transaction fee is $0 on all of its cards. This means you won’t be charged extra on transactions processed outside of the United States, whether it’s a purchase at a physical location in a foreign country, or an online transaction through an internationally-based merchant. That goes for every single Capital One credit card, from travel rewards cards to cash back cards.... read full answer
Good Capital One Credit Cards for International Purchases
Even though Capital One credit card foreign transaction fees are $0, there’s still one thing you need to watch out for: Dynamic Currency Conversion (DCC). Capital One doesn’t impose this on you, but they can’t protect you from it, either, unfortunately. Dynamic currency conversion is when a merchant charges you in U.S. dollars rather than the local currency and uses an exchange much higher than the actual going rate. So, make sure you pay in the local currency and refuse DCC at the point of sale, whenever a foreign merchant offers it.
As long as you avoid DCC, you won’t have to worry about extra charges when using a Capital One credit card abroad, or online with international merchants, thanks to your $0 Capital One foreign transaction fee.
Spark Cash Select with Bonus applicants generally need excellent credit for approval (i.e., a score above 750), but simply having such a credit score doesn't necessarily guarantee approval.
Issuers typically make proprietary modifications to publicly available scoring models, in addition to considering factors such as your income and assets.
However, you can see where your credit stands and thus getter a better sense of your approval odds by ... read full answersigning up for a free account with WalletHub. WalletHub is the only website that offers free credit scores and full credit reports that are updated on a daily basis.
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