Can I use my Capital One Spark Cash card instantly after approval?

You can use your Capital One credit card before it arrives, but only if you already have another Capital One credit card and download the free Capital One mobile app.

There’s no way to use your Capital One credit card before it arrives if it’s your only Capital One card. The only exception is the … read full answerCapital One Walmart Rewards® Mastercard®; you can this card instantly, whether you already are a Capital One cardholder or not. For all of the rest Capital One credit cards, you will have to wait the 7-10 business days it takes to receive your card by mail. Capital One does not offer expedited delivery for new credit cards.

But for your second Capital One card, it’s fairly simple to use the mobile app to find your information.

Here’s how to use a Capital One credit card before it arrives:

1. Download the free Capital One Mobile app for iOS or Android.
2. Log in to the app using your Capital One username and password.
3. Tap your new credit card, if it’s listed.
4. Look for the card number, expiration date and security code.

If you have your new Capital One card’s number, expiration date and security code, you can use it to make purchases before the card arrives.

It can take 7-10 days to get approved for a Capital One credit card, if you're not approved instantly when you apply. Online and phone applications generally result in an instant response.

You can expect to have your Capital One credit card in hand 7 to 10 business days after approval.… read full answer

You may be able to use your Capital One credit card before it arrives if you download the Capital One mobile app. The app shows eligible accountholders all their card details under the “Your Card Number” section of the app, but your account would need to pass certain security checks to be eligible for this feature. Capital One does not disclose any specific information with regard to this. If you aren’t seeing this option, you would have to wait for your physical card before you can use it.

You can check the status of your credit card application anytime by calling Capital One at (800) 903-9177.

You can redeem Capital One Spark Business rewards by logging in to either the Capital One website or the mobile app, navigating to the rewards summary, and choosing a redemption amount and redemption method.

The redemption options will depend on which Capital One Spark Business credit card you have: Capital One® Spark® Cash for Business… read full answer (2% cash back), Capital One® Spark® Miles for Business (2 miles per $1), Capital One Spark Cash Select - $500 Cash Bonus (1.5% cash back), and Capital One® Spark® Miles Select for Business (1.5 miles per $1).

Miles can be redeemed for flights, hotels, vacation packages, and more, with no minimum redemption required. Cash back rewards can be redeemed for statement credits, checks, gift cards, and more at any time, with no minimum redemption threshold.

Here’s how to redeem Capital One Spark Business rewards:

1. Log in to or create an online account on the Capital One website. Alternatively, use the Capital One mobile app.
2. Click “View Rewards,” on the left side of the account summary.
3. Click “See All Options” (to the right of your rewards summary).
4. Choose how you want to redeem your Capital One Spark Business rewards.