Gina Marte, WalletHub Advisor
@ginamarte
You may be able to use your Capital One Spark Cash card instantly after approval if you receive your card information on your Capital One mobile app. Eligible cardholders have the option to view their Capital One Platinum Secured card information, under the "Your Card Number" section of the mobile app. Your account must pass certain security checks to be eligible for this feature, but Capital One does not disclose specific criteria. To log in to the mobile app, just use the details from your Capital One online account. If you don’t have an online account, you can enroll through Capital One’s dedicated web page.
If you do not see your Capital One Spark Cash card details on your mobile app, you'll have to wait for your physical card to arrive in the mail and activate it before use. Once you’re approved, it usually takes 7-10 business days to receive your card in the mail.
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