To add a Capital One Spark Cash Plus authorized user, log in to your online account and click on the account you’d like to add someone to, or call customer service at the number on the back of your card. You will need to provide the person's full name, phone number, date of birth, and Social Security number to add them as an authorized user.
A primary cardholder can make anyone a Capital One Spark Cash Plus authorized user, as there are no minimum age requirements.
How to Add a Capital One Spark Cash Plus Authorized User Online
- Log in to your Capital One Spark Cash Plus card account.
- Click on the account you’d like to add someone to.
- Click “Add Account User”.
- Choose whether the user will be an Account Manager with full login access, or an Authorized User with limited access.
- Enter the user’s full name, phone number, date of birth, and Social Security number.
- Click “Continue.”
When you add a Capital One Spark Cash Plus authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Capital One authorized users are able to make purchases, view their card's balance, replace a lost or stolen card, and dispute transactions. However, they cannot manage their card's spending limit, receive monthly statements, or make payments.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Capital One reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.