How much is the Capital One Spark Cash Plus cash advance fee? This question is about the Capital One Spark Cash Plus

How much is the Capital One Spark Cash Plus cash advance fee?

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This question is about the Capital One Spark Cash Plus

Lisa Cahill, Credit Cards Moderator

@lisacahill • 12/13/22 This answer was first published on 10/25/21 and it was last updated on 12/13/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Spark Cash Plus cash advance fee is 3% (min $3) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One Spark Cash Plus card for cash withdrawals at an ATM, with a cash advance check, or in person at participating locations.

Bear in mind that the Capital One Spark Cash Plus does not allow you to carry a balance between month to month, so you need to pay it in full at the end of each billing cycle.

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How much is the Capital One cash advance limit?

Capital One does not disclose the exact percentage allocated to cash advance limits on their website. But the cash advance limit is usually a portion of your card’s credit line, which is based on the specifics of each applicant’s creditworthiness.

You can find your exact cash advance limit online or on your latest monthly statement, under "Available Credit for Cash Advances". It’s also good to keep in mind that ATMs can have their...

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How much does a cash advance cost?

Cash advances typically cost around 3.85% of the withdrawn amount. A cash advance fee is usually applied every time you use your credit card to get a cash advance.

In addition to expensive cash advance fees, there is also a high cash advance APR (24.22%, on average). From the moment you withdraw the money, your credit card company will immediately begin charging you interest. Note that the charges will continue to mount until you pay...

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What's the best cash advance credit card?

The best cash advance credit card is the PenFed Pathfinder® Rewards Visa Signature® Card because it has a $0 cash advance fee and a low cash advance APR (17.99%). All PenFed cards have 0% cash advance fees and fairly low cash advance APRs. But this is very uncommon for other issuers. Cash advance fees are typically 3%-5%, and cash advance interest rates are usually over 20%.

Best Cash Advance Credit Cards in 2023

Overall: PenFed Pathfinder® Rewards Visa Signature® CardPenFed Pathfinder® Rewards Visa Signature® CardLearn MoreLearn Moreon issuer's website

Cash Advance Fee: $0

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