To freeze a Capital One Spark Cash Plus Card, log in to your online account or the Capital One mobile app and navigate to “Lock Card." You can also call Capital One customer service at the number listed on their website and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your Capital One Spark Cash Plus Card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you’ll never be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze a Capital One Spark Cash Plus Card Online
Log in to your Capital One online account or mobile app.
Pick the Capital One Spark Cash Plus Card and select I Want To...
Click Lock Card.
Change the settings so that your card is in the locked position.
Locking your Capital One Spark Cash Plus Card will stop new purchases and cash advances. But it will continue to allow returns, credits, dispute adjustments, payments, account fees, and recurring transactions. To start using your credit card at full capacity again, just navigate back to the Lock Card page and unlock the Capital One Spark Cash Plus Card.
To get a Capital One Spark Cash Plus virtual credit card number, log in to the Capital One Spark Cash Plus account and sign up for Capital One Eno. Once Capital One generates a virtual card number, you can make online purchases with increased protection against credit card fraud. Capital One will generate a different card number each time you request one.… read full answer
How to Get a Capital One Spark Cash Plus Virtual Credit Card
Log in to your online Capital One account.
Go to the page for Capital One Eno, the virtual card program offered by Capital One.
Download the Capital One browser extension. Select the credit card you want to use and click “Generate.”
Accept the 16-digit virtual card number that’s generated for you. Take note of the expiration date and security code that are generated as well.
Make purchases with your Capital One Spark Cash Plus virtual credit card number at eligible online retailers. Capital One Eno works with nearly all online merchants.
The Capital One Spark Cash Plus virtual credit card information is tied to your credit card but is not the same as your actual card number. This way, hackers who get ahold of the merchant’s records won’t be able to see your real card information. Virtual credit card numbers help prevent fraud by adding an extra layer of protection to your credit card purchases.
In addition to Capital One Eno, Capital One Spark Cash Plus cardholders can also get a virtual card number through Click to Pay, which was released by Visa, Mastercard, Discover, and American Express in 2019. The Click to Pay logo looks like a square with two arrows pointing to the right, and you’ll be able to create an account and add your Capital One Spark Cash Plus card if you click on the logo when you check out with participating merchants.
To add a Capital One Spark Cash Plus authorized user, log in to your online account and click on the account you’d like to add someone to, or call customer service at the number on the back of your card. You will need to provide the person's full name, phone number, date of birth, and Social Security number to add them as an authorized user.… read full answer
A primary cardholder can make anyone a Capital One Spark Cash Plus authorized user, as there are no minimum age requirements.
How to Add a Capital One Spark Cash Plus Authorized User Online
Log in to your Capital One Spark Cash Plus card account.
Click on the account you’d like to add someone to.
Click “Add Account User”.
Choose whether the user will be an Account Manager with full login access, or an Authorized User with limited access.
Enter the user’s full name, phone number, date of birth, and Social Security number.
When you add a Capital One Spark Cash Plus authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Capital One authorized users are able to make purchases, view their card's balance, replace a lost or stolen card, and dispute transactions. However, they cannot manage their card's spending limit, receive monthly statements, or make payments.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Capital One reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
There are no Capital One Spark Cash Plus categories for bonus rewards. The Capital One Spark Cash Plus card instead gives a flat rewards rate on all purchases.
There are plenty of other credit cards that do offer bonus rewards in specific categories, though. If you’re looking for a rewards credit card with bonus categories, a good place to start your search is WalletHub’s list of the … read full answerbest rewards credit cards.
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