What are my Spark Cash Select for Excellent Credit approval odds? This question is about the Capital One Spark Cash Select for Excellent Credit

Your Spark Cash Select for Excellent Credit approval odds are good if you are a business owner with a personal credit score of 750+, which is considered at least excellent credit. Approval odds for the Spark Cash Select for Excellent Credit Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN. What You Need for Good Spark Cash Select for Excellent Credit Card Approval Odds 750+ personal credit score (at least excellent credit) Business revenue Enough income to pay credit card bills Low debt relative to income Low housing costs relative to income U.S. mailing address Age of 18+ Employer Identification Number, if applicable Social Security Number or Individual Taxpayer Identification Number Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That's why you'll need to provide your Social Security number, even if you have an Employer Identification Number. You can sign up for a free WalletHub account and see if you're likely to get approved before you apply.

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What are my Spark Cash Select for Excellent Credit approval odds?

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This question is about the Capital One Spark Cash Select for Excellent Credit

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Lisa Cahill, Credit Cards Moderator

@lisacahill • 11/17/21 This answer was first published on 11/17/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Spark Cash Select for Excellent Credit approval odds are good if you are a business owner with a personal credit score of 750+, which is considered at least excellent credit. Approval odds for the Spark Cash Select for Excellent Credit Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN.

What You Need for Good Spark Cash Select for Excellent Credit Card Approval Odds

750+ personal credit score (at least excellent credit)
Business revenue
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Employer Identification Number, if applicable
Social Security Number or Individual Taxpayer Identification Number

Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That's why you'll need to provide your Social Security number, even if you have an Employer Identification Number.

You can sign up for a free WalletHub account and see if you're likely to get approved before you apply.

Answer Question

What credit score do you need for a Capital One credit card?

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.

Capital One Credit Score Requirements by Card

Capital One Venture Rewards Credit Card: 700 (Good credit)
Capital One VentureOne Rewards Credit Card: 700 (Good credit)
Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)
Capital One SavorOne Cash Rewards Credit Card:...

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How can I get approved for a Capital One credit card?

You can get approved for a Capital One credit card if you are at least 18 years old, have proof of enough income to make your monthly minimum payment, and meet the specific card’s credit score requirement. Capital One will also take into account your monthly housing payment and all sources of income, among other factors.

If you’re unsure whether you’ll be approved, Capital One offers the possibility to check if you pre-qualify for any of their...

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Does Capital One have pre-approval?

Yes, Capital One does have pre-approval. Capital One has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Capital One credit cards before they actually apply for one. Current Capital One customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Capital One will send people pre-approved offers for a specific credit card in the mail.

Getting...

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