What are the best Capital One Spark Cash Card promotions?

The Capital One Spark Cash Select card uses the major credit bureaus TransUnion, Experian and Equifax for approval.

When it comes to reporting, the Capital One Spark Cash reports to the personal, but also the major business credit bureaus Dun & Bradstreet, Experian Business, and Small Business Financial Exchange.

The best Spark business card is Capital One Spark Cash Plus because it gives 2 - 5% cash back on purchases and offers a bonus of $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. Capital One Spark Cash Plus card also has a $150 annual fee. Keep in mind, this is a charge card and the balance needs to be paid in full each month.

Best Spark Business Credit Cards… read full answer

Although Capital One Spark Cash Plus is the best Capital One Spark card overall, the other options are certainly worth considering in the right situation. For example, if you plan to use your card more for travel, the best Spark business card is Capital One Spark Miles for Business. It gives 2 miles / $1 spent and offers a bonus of 50,000 miles.

If you don’t want to pay an annual fee, the best Spark Business card is either Capital One Spark Cash Select - 0% Intro APR for 12 Months or Capital One Spark Miles Select for Business. The rewards aren’t as good, but these cards don’t cost anything to own and offer intro APR on purchases.

Ultimately, each of the Capital One Spark business cards caters to different needs. But they have a few things in common, too. None of them charge foreign transaction fees, for example. And all of the Spark business cards let you get employee cards at no extra cost.

To redeem your Capital One Spark Business rewards, log in to either the Capital One website or the mobile app, and navigate to the rewards summary. Then, choose a redemption amount and redemption method to complete the process.

The redemption options will depend on which Capital One Spark Business credit card you have: Capital One Spark Miles for Business (2 miles per $1), Capital One Spark Cash Select - $500 Cash Bonus (1.5 - 5% cash back), and Capital One Spark Miles Select for Business (1.5 miles per $1).… read full answer

Here’s how to redeem Capital One Spark Business rewards:

1. Log in to or create an online account on the Capital One website. Alternatively, use the Capital One mobile app.
2. Click “View Rewards,” on the left side of the account summary.
3. Click “See All Options” (to the right of your rewards summary).
4. Choose how you want to redeem your Capital One Spark Business rewards.

Miles can be redeemed for flights, hotels, vacation packages, and more. Plus, there is no minimum redemption required. Cash back rewards can be redeemed for statement credits, checks, gift cards, and more. You can redeem the cash back rewards at any time, with no minimum redemption threshold.