Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Spark Cash Select with Bonus to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
The best Spark business card is Capital One Spark Cash Plus because it gives 2 - 5% cash back on purchases and offers a bonus of $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months. Capital One Spark Cash Plus card also has a $150 annual fee. Keep in mind, this is a charge card and the balance needs to be paid in full each month.
Although Capital One Spark Cash Plus is the best Capital One Spark card overall, the other options are certainly worth considering in the right situation. For example, if you plan to use your card more for travel, the best Spark business card is Capital One Spark Miles for Business. It gives 2 miles / $1 spent and offers a bonus of 50,000 miles.
Ultimately, each of the Capital One Spark business cards caters to different needs. But they have a few things in common, too. None of them charge foreign transaction fees, for example. And all of the Spark business cards let you get employee cards at no extra cost.
To redeem your Capital One Spark Business rewards, log in to either the Capital One website or the mobile app, and navigate to the rewards summary. Then, choose a redemption amount and redemption method to complete the process.
Click “View Rewards,” on the left side of the account summary.
Click “See All Options” (to the right of your rewards summary).
Choose how you want to redeem your Capital One Spark Business rewards.
Miles can be redeemed for flights, hotels, vacation packages, and more. Plus, there is no minimum redemption required. Cash back rewards can be redeemed for statement credits, checks, gift cards, and more. You can redeem the cash back rewards at any time, with no minimum redemption threshold.
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