The Capital One Spark Classic for Business benefits include 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1% cash back on all other purchases, free employee cards that earn rewards, rental car insurance and a $0 foreign transaction fee.
Here are the Capital One Spark Classic benefits:
Ongoing spending rewards: You earn 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1% cash back on all other purchases, with no limits or category restrictions.
Free employee cards: You can track employee spending, set customized spending limits and earn rewards from their purchases.
$0 foreign transaction fee: A $0 foreign transaction fee makes Capital One Spark Classic an ideal travel companion and a good option for online purchases from international merchants.
$0 annual fee: $0 extra costs just for having the card.
Rental Car Insurance: Coverage for incidents of damage or theft occurring while renting an eligible car.
$0 Fraud Liability: You are not responsible for any unauthorized charges if your card is lost or stolen,
The Capital One Spark Classic card is a great option for applicants with limited credit (less than 3 years of credit history) and has a $0 annual fee, while offering an average cash back earning rate (5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1% cash back on all other purchases).
The Capital One Spark travel insurance covers car rentals, along with death and injury when you travel.
If a covered event takes place, call the number on the back of your card and they will provide assistance. Of course, conditions apply so make sure to consult the paperwork that was mailed with your card.… read full answer
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