How can I qualify for Capital One Spark Classic preapproval? This question is about the Capital One Spark Classic for Business

How can I qualify for Capital One Spark Classic preapproval?

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This question is about the Capital One Spark Classic for Business

Megan Payne, Member

@megan_payne • 07/16/20 This answer was first published on 07/16/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check for Capital One Spark Classic credit card pre-approval online.

Capital One has a pre-approval tool that allows potential applicants to gauge their approval odds before submitting an application. From the Capital One credit cards page, click the “See if You’re Pre-Qualified” link. Then, complete the electronic questionnaire and press the green “See Your Card Offers” button.

The pre-approval tool isn’t just for the Capital One Spark Classic, so the search results will turn up all Capital One cards for which you have high odds of approval. These results are based on the questionnaire and an initial credit review.

The pre-approval process has no effect on your credit. But if you submit an application afterward, Capital One will need your permission to pull your full credit report. This “hard inquiry” will reduce your credit score by a few points, but only temporarily.

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