The best Capital One travel card is the Capital One Venture Rewards Card because it offers 50,000 bonus miles for spending $3,000 in the first 3 months and gives at least 2 miles per $1 on all purchases. Bookings made on hotels.com/venture yield 10 miles per $1. Capital One Venture’s initial bonus alone is worth $500 in travel, more than covering the cost of its $95 annual fee ($0 the first year). As a result, the Venture Card is more than just the best Capital One travel card; it’s one of the best travel credit cards from any issuer.
But in a sense, every Capital One credit card is a good travel card. Capital One is one of just a few credit card companies without foreign transaction fees on any of their cards. Plus, Capital One’s travel cards are special in the sense that cardholders can redeem rewards for statement credits to pay for any travel purchase charged to the account. This adds flexibility in travel booking without sacrificing any value.
Several of Capital One’s other offers do stand out above the rest, though. For example, the VentureOne Card is the best Capital One travel card with no annual fee. And the SavorOne Card’s dining and entertainment rewards are great for vacation fun. It just depends on what exactly you’re looking for.
Best Capital One Travel Cards:
Capital One Venture Rewards – Best overall
Capital One VentureOne Rewards – Best for no annual fee
Capital One SavorOne Cash Rewards – Best for dining
Journey Student Rewards from Capital One – Best for students
Capital One VentureOne Rewards is the best Capital One travel card for no annual fee because it combines a $0 annual fee with a sizeable bonus: 20,000 miles for spending $1,000 in the first 3 months. That’s worth $200 in travel. It also offers 1.25 miles per $1 spent on purchases (10 at hotels.com/venture). Venture One has a 0% intro APR on purchases for 12 months. The card requires good credit.
When it comes to dining, the Capital One SavorOne Cash Rewards card is the best because it gives 3% cash back at restaurants, 2% on groceries and 1% on everything else. There’s also a $150 bonus for spending $500 in the first 3 months. SavorOne has a $0 annual fee. Plus, it has a 0% intro APR on purchases and balance transfers for 9 months. SavorOne requires good credit.
Students looking for the best Capital One travel card will appreciate Journey Student Rewards. It offers 1% cash back on all purchases to students with limited or fair credit. And that increases to 1.25% if you pay your bill on time. There’s a $0 annual fee.
You’ll need good credit to take advantage of Capital One’s best travel cards. But if you currently have bad credit, you’re not out of luck. The Capital One Secured Mastercard may not have rewards, but it doesn’t have an annual fee or a foreign transaction fee, either.