What's the best Capital One travel card?

Yes, Capital One Venture is an excellent credit card – provided you’re someone who likes to travel. The card’s travel-related rewards are very generous, especially considering how flexible the redemption process is. Capital One Venture offers 60,000 miles for spending $3,000 in the first 3 months. And you earn ongoing rewards of 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. There’s a $95 annual fee, but frequent travelers can easily offset this cost, given Capital One Venture’s rewards.… read full answer

Here’s why Capital One Venture is a good credit card:

• Big initial bonus: Capital One Venture offers 60,000 miles for spending $3,000 in the first 3 months.
• Generous rewards: You get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases, with no limit.
• Redemption flexibility: You can redeem your miles to cover the cost of a trip after you take one, or you can use them to book flights, hotels and rental cars. There are other ways to redeem, like gift cards or cash back, but you get less value.
• Restriction free: Capital One doesn’t have any blackout dates or seating restrictions – you can book any flight, any time.
• Travel Benefits: Capital One Venture comes with additional benefits like travel accident insurance, auto rental insurance, and more.
• Reasonable fees. The annual fee is $95, but frequent travelers have the potential to offset it due to the card’s rewards. The card also features a $0 foreign transaction fee, which is ideal when traveling. The maximum late fee is $40.

Capital One Venture is an excellent credit card for frequent travelers with good credit or better (a credit score of 700+). But keep in mind that its rewards are worth more when redeemed for travel. So check out some of the best credit cards for everyday spending, if you don’t travel as often. Also, Capital One Venture has a regular APR of 15.99% - 23.99% (V) (based on the specifics of your credit), so if you plan on financing a purchase or transferring a balance, make sure to also take a look at the best low interest credit cards.

Capital One Savor vs. Venture pits a cash back card against a travel rewards card. Capital One Savor offers 4% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on all other types of purchases. The Venture card gives 2 miles per $1 spent on all purchases. Venture’s miles are worth 1 cent each toward travel. Both cards charge a $95 annual fee.… read full answer

Both cards come with an attractive signup bonus. Savor gives $300 after you spend $3,000 in the first 3 months. Venture offers 60,000 miles for spending $3,000 in the first 3 months. That’s worth up to $600 when redeemed toward travel. There are no introductory 0% APR offers available for either card. The regular APRs are also pretty high.

Each card comes with a wealth of benefits such as travel accident insurance, roadside assistance, extended warranty protection and more. Neither card charges a foreign transaction fee. So you can use either card for purchases abroad without having to pay a surcharge.

At the end of the day, Capital One Venture is the obvious choice for frequent travelers. But if you’re a big spender on dining and entertainment and don’t travel much, then go with the Savor card.