How do I use the Capital One travel portal?

You can redeem rewards on a Capital One credit card by logging into your Capital One credit card account, either on their website or the Capital One mobile app, and clicking on the “View Rewards” button or the rewards total at the top of the page. From there, you’ll see a list of rewards redemption options.… read full answer

The exact options depend on which Capital One credit card you have, but some common things you can do with your rewards include getting gift cards, erasing specific purchases with Capital One’s “purchase eraser,” or redeeming for cash back as a statement credit or paper check. You can also transfer your rewards to another Capital One credit card account.

Here’s how to redeem rewards on some popular Capital One credit cards:

• Capital One Venture Rewards Credit Card and Capital One VentureOne Rewards Credit Card:

  Miles can be redeemed for travel booking through the Capital One portal, or to “erase” eligible travel purchases made in the past 90 days – from plane tickets to rideshare charges. Capital One calls that the “purchase eraser.” You can also redeem your miles for gift cards, for cash back as a statement credit or a check, or you can transfer your miles to another Capital One account or an outside travel loyalty program.

• Capital One Quicksilver Cash Rewards Credit Card and Capital One QuicksilverOne Cash Rewards Credit Card:

  Rewards can be redeemed as a statement credit or checks, or for gift cards. You can also redeem for credits toward previous purchases or share your rewards with another Capital One account (yours or someone else’s).

• Capital One® Savor® Cash Rewards Credit Card and Capital One SavorOne Cash Rewards Credit Card:

  Rewards are redeemable as a statement credit or checks, as well as for gift cards and credits toward previous purchases.

• Journey Student Rewards from Capital One:

  Rewards can be redeemed for cash back (as a statement credit or a check), gift cards, or credits toward previous purchases.

Capital One gives customers with cash back credit cards – Capital One Quicksilver, Capital One QuicksilverOne, Capital One Savor, Capital One SavorOne, and Capital One Journey – the option to set up automatic cash back redemptions when their rewards balance reaches a certain amount (with options starting at $25). You can also set up annual rewards redemption.

To set up auto-redemption, go to the Capital One rewards redemption page while you’re logged in, and click on the “Rewards Settings” tab. You can choose to redeem for statement credits or paper checks in the mail.

There’s no need to set a Capital One travel notification, also known as a travel alert. Capital One discontinued its travel notifications in 2016.

A travel notice tells a bank that the cardholder will be away from home during a given time period. That way, charges made from places you don’t normally visit won’t trigger the fraud prevention system and cause the bank to freeze the card. Like many issuers, Capital One uses … read full answerEMV chip-and-signature technology. But unlike most of them, Capital One believes chip technology has made travel notices obsolete.

Each time you make a payment with a chip card, the chip creates a unique code for the transaction that can only be used one time. That prevents account information from being stolen at the point of sale. And that’s why there’s no longer the need for a Capital One travel notice.

But chip-and-signature technology doesn’t help you if someone steals your physical card. And it’s always good to be prepared. So it’s important to know the numbers to call if you run into any problems using your card while traveling. For instance, if your card gets stolen, you can call to have it frozen and get an emergency replacement card overnighted to you. You can also get a cash advance by wire transfer in that situation.

Here’s what you need instead of a Capital One travel notification:

• Domestic customer service number: 1-877-383-4802
• International customer service number: 1-800-955-7070 (collect call)
• Card number or Social Security number: Enter your card number when you call to speak to a representative. If your card is lost or stolen, enter your Social Security number instead.

You don’t need to set a Capital One travel notification to use your card abroad with peace of mind. And that’s not the only way Capital One makes travel easy. You also avoid foreign transaction fees because none of Capital One’s cards charge them.