A Capital One Venture balance transfer allows applicants and cardholders to shift existing debt to the Venture card and pay it down over time. Capital One Venture balance transfers do not have an introductory 0% APR. That means a balance transferred to the Venture card will accumulate interest daily at the regular APR of 17.24% - 24.49% (V) starting on the transfer approval date. There is no Capital One Venture balance transfer fee.
Some cardholders may receive online promotional offers for Capital One Venture balance transfers at a reduced APR. Such offers would show up through a notification banner on your account details page or in an e-mail.
If you don’t have a promotional offer, you can still initiate a Capital One Venture balance transfer at any time from your online account. From the Account Services link, under the Offer and Upgrades menu, select “Transfer a Balance.” Or, call 1 (800) 227-4825 to request a balance transfer by phone. If you’re applying for the Venture card, there will be a section on the application for you to request a balance transfer.
You can transfer nearly any type of debt, including student loans, auto loans, mortgages and others. Capital One does not allow you to transfer balances from other Capital One accounts.