How much is the Capital One Venture balance transfer fee?

The Capital One Venture credit limit will be determined based on your credit standing, once your application has been approved. Factors such as your annual income, debts and liabilities, repayment history and length of your credit history are among the ones generally considered for determining credit limits.

If you’re unhappy with your credit limit and would like to … read full answerrequest an increase, Capital One allows you to submit your request online. Bear in mind that new accounts are generally ineligible for credit line increases. So, it’s advisable to wait a few months before requesting one. Requesting a credit limit increase for Capital One Venture will probably not affect your score as Capital One typically uses soft pulls for these credit inquiries.

The Capital One Venture has a $95 annual fee. Capital One Venture’s $95 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One Venture Rewards Credit Card, either.

Capital One Venture Fees… read full answer

• Annual Fee: $95
• Cash Advance Fee: 3% (min $10)
• Foreign Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR
• Max Late Fee: $40

A Capital One Venture balance transfer allows applicants and cardholders to shift existing debt to this card and pay it down over time. Capital One Venture balance transfers do not have an introductory 0% APR. That means a balance transferred to the Capital One Venture card will accumulate interest daily at the regular APR of 16.24% - 24.24% (V), starting on the transfer approval date. Capital One Venture balance transfer fee is: $0 at this Transfer APR.… read full answer

Some cardholders may receive online promotional offers for Capital One Venture balance transfers at a reduced APR. Such offers would show up through a notification banner on your account details page or in an e-mail.

How to transfer a balance with the card

If you don’t have a promotional offer, you can still initiate a Capital One Venture balance transfer at any time from your online account. From the Account Services link, under the Offer and Upgrades menu, select “Transfer a Balance.” Alternatively, call the number on the back of your card to request a balance transfer by phone. If you’re applying for the Capital One Venture card, there will be a section on the application for you to request a balance transfer.

You can transfer nearly any type of debt, including student loans, auto loans, mortgages and others. Capital One does not allow you to transfer balances from other Capital One accounts.