What are the best Capital One Venture credit card benefits?

The Capital One Venture card travel insurance benefits include travel accident insurance, lost luggage reimbursement, rental car insurance, and more. These benefits are covered by the card’s $95 annual fee and kick in automatically when you pay for travel with the card. You just have to submit a claim if a covered event occurs.… read full answer

Capital One Venture Travel Insurance Benefits

• Travel accident insurance: This benefit covers up to $250,000 for death or dismemberment caused by travel companies, including airlines, trains and buses. Cardholders, their spouses and any dependents younger than age 18 are covered. For an incident to be eligible for coverage, you must have paid the entire fare with your Capital One Venture card or miles.
• Lost luggage reimbursement: If your bags are lost by a travel provider or get stolen, you can get reimbursed for up to $3,000 per trip. This applies to both you and immediate family. But you must pay for the ticket(s) and any baggage fees with the Capital One Venture card to be eligible. Excluded items include art objects, animals, vehicles, sporting equipment, furniture, and cell phones.
• Auto rental collision damage waiver: You’re insured for collision damage and theft when you rent certain types of vehicles with your Capital One Venture card. Capital One will pay up to the cash value of the vehicle. Notable exceptions include expensive and exotic cars, vans, motorcycles, trucks and limousines.
• Travel Emergency Services: This benefit provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Capital One Venture cardholders are responsible for the cost of any goods or services provided.
• Roadside Dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call.

Exclusions and coverage limits apply to many of these benefits, so make sure to check your Capital One Venture’s guide to benefits for more details on each type of insurance.

The Capital One Venture airline partners are:

• Aeromexico (Club Premier)
• Air Canada (Aeroplan)
• Air France KLM (Flying Blue)
• Avianca Airlines (LifeMiles)
• British Airways (Avios)
• Cathay Pacific (Asia Miles)
• Emirates (Emirates Skywards)
• Etihad Airways (Etihad Guest)
• EVA Air (Infinity MileageLands)
• Finnair (Finnair Plus)
• Turkish Airlines (Miles&Smiles)
• TAP Air Portugal (TAP Miles&Go)
• Qantas (Quantas Frequent Flyer)… read full answer
• Singapore Airlines (KrisFlyer)
• Virgin (Virgin Red)

You can transfer your Capital One Venture miles to most airline partners at a ratio of 1:1. This means you'll get 1 airline mile for every 1 Capital One Venture mile. Note, however, that Capital One Venture miles will transfer at a ratio of 2:1.5 for the Eva Air miles. So, 2 Capital One Venture miles will count for 1.5 EVA Air miles.

The Capital One Venture annual fee is $95. This card’s annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Capital One Venture Rewards Credit Card, either.

Capital One Venture Fees

• Annual Fee: $95
• Cash Advance Fee: 3% (min $3)
• … read full answerForeign Transaction Fee: $0
• Balance Transfer Fee: $0 at this Transfer APR
• Max Late Fee: $40

Keep in mind that an annual fee is a common charge with high-tier rewards cards. This card offers 75,000 miles for spending $4,000 in the first 3 months. Plus, you can earn 2 - 5 miles per $1. So, Capital One charges an annual fee for this card to help offset the cost of these perks.