To get a Capital One Venture PIN, call the number on the back of the Capital One Venture card and ask customer service for a PIN. Another way to get a Capital One Venture PIN is by logging in to an account online and requesting a PIN through the Capital One website.
Best Way to Get a Capital One Venture Credit Card PIN
Call Capital One customer service at the number on the back of your Capital One Venture credit card.
Inform the representative that you want a credit card PIN.
Receive the PIN in the mail, over text, or by email. It’s unlikely that Capital One Venture customer service will be able to provide a PIN over the phone.
If your credit card had a PIN in the past, but you’ve forgotten or misplaced it, Capital One may tell you to look for the PIN before they generate a new one. It may be listed in credit card-related mailings or your online account. And if you need a PIN for a cash advance, it’s important to note that cash advances have high fees and interest rates, so you’ll generally want to avoid them whenever possible.
Finally, keep in mind that even though the Capital One Venture credit card has PIN capabilities, it’s still a signature-preferred credit card. This means it may not work at unattended kiosks abroad, like in a train station or parking garage, but you should have little trouble elsewhere.
You can order a Capital One credit card PIN either online or by calling Capital One’s automated system at the number you see on the back of your card. You may have the option to get the PIN immediately by email or text. If not, it will come in 7-10 business days by mail. You don’t need a Capital One credit card PIN to make purchases. But you will need one to do a cash advance at an ATM. This may come in handy in foreign countries that use chip-and-PIN card readers.… read full answer
Here’s how to get a Capital One credit card PIN:
Online. Log into your Capital One account and click on “More Account Settings,” then “Control Your Card,” and finally “Get a Cash Advance.” You may have the option to get a PIN instantly by email or text. Otherwise, you’ll have to request one by mail, and it will take 7-10 business days to arrive.
Phone. Call the number you see on the back of your card, enter your card number and follow the prompts to request a PIN. You’ll get it by mail in 7-10 business days. If you already have a PIN and want to change it, you can choose a new number right away.
Ordering a Capital One credit card PIN for emergency cash advances isn’t a bad idea, but you should be careful not to use your card at an ATM too often. Cash advances come with hefty fees, and interest starts accruing immediately.
The easiest way you can get a Capital One Venture cash advance is by using your card and 4-digit PIN at any ATM with the Visa network logo. You can also get a cash advance in person at a local Capital One branch. Select cardholders may also receive “access” checks from Capital One.… read full answer
How to Get a Capital One Venture Cash Advance
ATM: To withdraw cash with your Capital One Venture from an ATM, you will need a PIN. If you don’t have a PIN, call customer service at the number you see on the back of the card to request one.
At a branch: You can also get a Capital One Venture cash advance by visiting your nearest Capital One branch. Remember that you will need to present a government-issued photo ID along with your card for a cash advance from a branch.
Access Checks: Alternatively, you may be able to get an Access Check from Capital One. These work like regular bank checks except they access your Capital One Venture card’s credit line.
Keep in mind that the cash advance limits are restricted to a portion of your available credit line, and the amounts vary depending on your credit standing.
Why You Should Avoid Capital One Venture Cash Advances
A Capital One Venture cash advance may be an easy source of emergency cash, but the transaction itself is expensive. The Capital One Venture cash advance fee is 3% (min $3). A cash advance from a non-Capital One ATM may cost you additional fees, too. The Capital One Venture cash advance APR is 28.24% (V) and applies to each transaction. Interest accumulates every day starting from the date you withdraw the cash.
Given its high costs, it’s best to avoid making a Capital One Venture cash advance except for emergencies. If you have to take out a cash advance, it’s important to pay off the balance as soon as you can to minimize the costly interest charges.
Capital One Venture is not a chip and PIN card. It is a chip and signature card, like all Capital One credit cards. The difference is that chip and PIN cards require the cardholder to enter a code number at checkout, whereas chip and signature cards require only the cardholder’s signature. Both types of cards offer better fraud protection than traditional credit card magnetic strip cards, but chip and PIN cards are the slightly more secure than chip and signature cards. That’s because it’s more difficult for fraudsters to figure out as card’s PIN than it is to forge a cardholder’s signature.… read full answer
Chip and PIN card provide better security, yet chip and signature technology is still the norm for credit cards issued in the United States. But outside of the U.S., chip and PIN cards are much more popular. If you’re traveling abroad, it would be a good idea to carry a chip and PIN card. Foreign merchants should accept a chip and signature card, but without a chip and PIN card, you will be unable to make transactions abroad at automated kiosks and other self-service terminals.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.