To get a Capital One Venture cash advance, use your card and 4-digit PIN at any ATM with the Visa network logo. If you don’t have a PIN, call customer service number on the back of the card to request one. You can also get a cash advance in person at a local Capital One branch. You will need to present a government-issued photo ID along with your Venture card for a cash advance from a branch.
Select cardholders may also receive Capital cash advance “access” checks. These work like regular bank checks except they access your Venture card’s credit line. The cash advance limits are restricted to a portion of your available credit line, and the amounts vary depending on your credit standing.
A Capital One Venture cash advance may be an easy source of emergency cash, but the transaction itself is expensive. The Capital One Venture cash advance fee is 3% (min $10). A cash advance from a non-Capital One ATM may cost you additional fees, too. The Capital One Venture cash advance APR is 24.49% (V) and applies to each transaction. Interest accumulates every day starting from the date you withdraw the cash.
Given its high costs, it’s best to avoid making a Capital One Venture cash advance except for emergencies. If you have to take out a cash advance, it’s important to pay off the balance as soon as you can to minimize the costly interest charges.
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