To satisfy the Capital One Venture credit score requirement, your score must be in the good credit range. That means you need a credit score of 660 or above, but I recommend a score of at least 700 to maximize your chances of getting approved. Even so, Venture is somewhat more attainable than a lot of other premium rewards cards, which require excellent credit. For context, the average American has a credit score of 679.
You should also keep in mind that a good credit score isn’t Capital One Venture’s only requirement. Things like how much you make and how much you owe factor in, too. That’s why it’s possible to get approved with a lower credit score or rejected with a higher one.
Here is Capital One Venture’s credit score requirement & more:
Some income and assets. The more money you have at your disposal, the more confident Capital One will be that you’ll pay your bills on time.
As little debt as possible. Debt calls into question your ability to pay and can lead to rejection despite a good credit score.
In some cases, the best course of action may be to spend a bit of time improving your credit score before applying for Capital One Venture. You need good credit to satisfy Venture’s minimum credit score requirement, but barely passing that test probably won’t give you great approval odds overall.
If you're in the 700 range, you should be good to go. I had 690 when I got approved, so there's some wiggle room.
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