What's the Capital One Venture credit score requirement?

Question

The Capital One Quicksilver’s credit score requirement is “good” (700 or higher). Capital One also considers applicants’ income and debt when making Capital One Quicksilver card approval decisions. With a $0 annual fee, unlimited 1.5% cash back on every purchase and a $200 signup bonus, Capital One Quicksilver is an excellent rewards card.… read full answer

If you don’t meet Capital One Quicksilver’s credit score requirements, the Capital One QuicksilverOne Cash Rewards Credit Cardis easier to get. This card has the same 1.5% cash back rate as Capital One Quicksilver, but with no signup bonus and a $39 annual fee. Applicants with limited history have a shot at approval, though. And if you get the Capital One QuicksilverOne Cash Rewards Credit Card, you can easily upgrade to the Capital One Quicksilver once your score is higher.

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Answer 1 · 2020-11-22 07:54:10

Tom Lipkis, Retired Economy Teacher

@cindercard 11/22/20 This answer was first published on 02/26/18 and it was last updated on 11/22/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Capital One Venture Rewards Credit Card has an at least “good” credit score as a requirement. Card applicants with slightly lower scores might be able to get approved, depending on factors such as disposable income, but a “good” or “excellent” credit score is needed for the best approval odds. Even so, this card should be a bit easier to get than a lot of other premium rewards cards, most of which require excellent credit.

Keep in mind that the Capital One Venture Rewards Credit Card credit score requirement isn’t the only pre-requisite for approval. Things like how much you make and how much you owe are important, too. That’s why it’s possible to get approved with a lower credit score or rejected with a higher one.

Capital One Venture Minimum Credit Score & Other Requirements:

Good credit score
18+ years old
Enough income and assets to afford monthly bill payments
As little debt as possible
U.S. mailing address
Social Security Number or Individual Taxpayer Identification Number

In some cases, the best course of action may be to spend a bit of time improving your credit score before applying for the Capital One Venture Rewards Credit Card. You need good credit to satisfy the card’s credit score requirement. But barely passing that test probably won’t give you great approval odds overall.

Answer 2 · 2018-03-11 23:08:56

Amy Nelson, Member

@nelsona_22 03/11/18 This answer was first published on 03/11/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you're in the 700 range, you should be good to go. I had 690 when I got approved, so there's some wiggle room.

What's the Capital One Venture credit score requirement?

Tom Lipkis, Retired Economy Teacher

Capital One Venture Rewards Credit Card

Amy Nelson, Member

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