Is Capital One Venture One a Visa or Mastercard?

Capital One VentureOne is a Visa, not a Mastercard. More specifically, VentureOne is a Visa Signature card, which means it comes with a collection of perks provided by the Visa network. Travel benefits include roadside dispatch, rental car insurance, lost luggage reimbursement and travel accident. You can also use the VentureOne Visa in more than 200 countries and territories.

In addition to its Visa benefits, the VentureOne card has some very attractive rewards, rates, and fees, which Capital One is responsible for. There’s a sign-up bonus of 20,000 points, worth $200 in travel. You also get 1.25 miles per $1 on all purchases, except for the 10 miles per $1 you’ll receive from hotels.com/venture. Miles are worth 1.25 cents when redeemed for travel through the Venture Rewards website. The card also has a 0% APR on purchases for 12 months, a $0 annual fee and a $0 foreign transaction fee.

Capital One VentureOne Visa benefits:

• Auto Rental Collision Damage Waiver. Covers you against damage or theft up to the actual cash value of the rental vehicle. Must purchase your entire rental with your VentureOne card and decline the rental company’s collision damage waiver.
• Travel Accident Insurance. You’re coveredfor accidental loss of life, limb, sight, speech or hearing up to $250,000. You’re covered while traveling on any air, bus, train or cruise ship paid for with the Venture One card.

• Lost Luggage Reimbursement. Pays you up to $3,000 for lost or stolen checked or carry-on bags.
• Roadside Dispatch. This service covers towing up to 5 miles, tire changes, jump starts, fuel delivery and locksmith referrals. Costs $59.95 per service call. Available 24 hours a day, 7 days a week.

• Extended Warranty. Adds up to 1 year to an original manufacturer’s warranty of three years or less.
• Purchase Security. Covers eligible items for up to $500 in the event of theft or damage within 90 days of purchase.

You can use the Capital One VentureOne Visa at more than 46 million locations in 200+ countries and territories worldwide, all without paying any foreign transaction fees.

Previous response isn’t completely accurate. I have a VentureOne MasterCard. It’s possible to get the card either way via upgrade from previous card as well as CapOne being know to switch back and forth between the two.

I have the Visa version of the VentrueOne but the VentureOne has been issued by both networks (Capital One interchangeably does this from time to time with new apps).  However, that being said, the MC and WMC versions do exist.