Capital One VentureOne is a Mastercard. That means it comes with a collection of perks provided by the Mastercard network. Travel benefits include rental car insurance, travel assistance services and emergency card services. You can also use the VentureOne Mastercard in more than 210 countries and territories.
In addition to its Mastercard benefits, the VentureOne card has some very attractive rewards, rates, and fees, which Capital One is responsible for. There’s a sign-up bonus of 20,000 miles, worth $200 in travel. You also get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. Miles are worth 1.25 cents when redeemed for travel through the Venture Rewards website. The card also has a, intro APR of 0% for 15 months on purchases and balance transfers, a $0 annual fee and a $0 foreign transaction fee.
Capital One VentureOne Mastercard benefits
Auto Rental Collision Damage Waiver. Covers you against damage or theft up to the actual cash value of the rental vehicle. Must purchase your entire rental with your VentureOne card and decline the rental company’s collision damage waiver.
Extended Warranty. Doubles the original manufacturer's warranty, up to a maximum of 24 months, for eligible items purchased with your card.
Travel Assistance Services. Available 24/7 to help connect you with local emergency and assistance resources when you're away from home.
You can use the Capital One VentureOne Mastercard in more than 210+ countries and territories worldwide, all without paying any foreign transaction fees.
Discover is neither a Visa nor a Mastercard. It’s more like an American Express card, but they’re not exactly the same, either. Discover is similar to Visa, Mastercard and American Express in the sense that all four are card networks. Each helps process payments for the cards on its network, determines where those cards can be used, and provides extra … read full answerbenefits, such as rental car insurance. However, Discover is different from Visa and Mastercard as most credit cards on the Discover network are issued by Discover. Visa and Mastercard aren’t issuers, so cards on their networks come from lots of different banks and credit unions. Amex, like Discover, is both a card issuer and a card network.
Here’s how Discover differs from Visa or Mastercard:
Discover is both a credit card issuer and a card network. Visa and Mastercard are networks only.
Discover is accepted in more than 200 countries and territories, same as Visa and Mastercard.
Visa and Mastercard are accepted at 10.7 million U.S. merchant locations, versus 10.6 million for Discover.
Discover credit cards don’t have foreign transaction fees. Visa and Mastercard credit cards charge 0% to 3% of purchases processed internationally.
If you look at the front of your Discover card, you should see “Discover” with an orange dot for the “o.” Each network has a logo, so it’s easy to tell them apart. And while Discover cards are generally fine to use anywhere in the U.S., you might have trouble in certain countries abroad. So, it’s probably best to have a backup Visa or Mastercard.
A credit card never has two networks, so you’ll never see an American Express Visa card or an American Express Mastercard. Furthermore, lots of the credit cards on the Amex network are actually issued by American Express itself. Visa and Mastercard, on the other hand, don’t issue any credit cards.… read full answer
What a credit card network is:
For a bit of background, credit card networks control where cards can be used and help process transactions. They also determine the fees merchants must pay when a consumer uses a card with their logo on it. And they provide cardholders with additional benefits like travel insurance and purchase protection. American Express is quite different from Visa and Mastercard, though.
American Express vs Visa and Mastercard:
In addition to being a card network, American Express issues credit cards as well. Visa and Mastercard do not. So, Amex actually has a lot more control over the cards on its network, at least in terms of interest rates, fees and rewards.
Visa and Mastercard are accepted at7 million U.S. merchant locations. American Express reaches a total of 10.6 million merchants.
Some credit card issuers have American Express, and Visa or Mastercard offers. Those issuers include U.S. Bank and USAA.
Citi, Chase, Bank of America, Barclays, Wells Fargo and Capital One issue Visa and Mastercard credit cards but not Amex cards.
PNC and TD Bank only offer Visa cards, and you may find banks that are exclusive to Mastercard, too.
American Express’s fraud liability policy is excellent, while Mastercard and Visa provide good coverage, according to WalletHub’s research.
So, American Express doesn’t have the acceptance and reach of Mastercard or Visa. But it’s the go-to network for charge cards. And there are credit card offers on each network that could serve you well.
Best American Express, Visa & Mastercard Credit Cards:
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.