What are my Capital One Venture payment options?

The easiest way you can make a Capital One credit card payment is online, either through Capital One’s website or mobile app. Just log in to your online account and click on "Make a Payment." Then, choose how much to pay, when to pay it, and where the payment is coming from.... read full answer

Other ways to pay your Capital One credit card:

You can also make a Capital One credit card payment over the phone, by calling (800) 227-4825 or the number you see on the back of your card. Alternatively, you can send a check or money order (not cash) to:

Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083

Overnight address:

Capital One
Attn: Payment Processing
6125 Lakeview Rd
Suite 800
Charlotte, NC 28269

If you choose to make a payment via mail, make sure to always send it at least 5-7 days before your due date. Write your credit card number on the check, too.

You can also make a payment at any Capital One branch during normal business hours.

Ultimately, it’s worth noting that Capital One allows cardholders to set up automatic payments, too.

You can pay your credit card bill in person at a Capital One branch, or at the Money Services counters in Kroger brand stores. You can also make a payment at MoneyGram and Western Union locations, which can be found inside Walmart, Rite Aid, Walgreens, and Money Tree stores.

Capital One credit card payments need to be made by 8:00 PM ET, Monday-Saturday in order to post the next day. It is a good rule of thumb for any credit card to not wait until the due date to make your payment.

Here’s where you can pay your Capital One credit card bill in person:

1. Capital One Bank: You can pay your Capital One credit card bill in person at any branch location. All Capital One bank branches are closed on Sundays and during federal holidays.
2. Money Services: Money Services is offered at Kroger-owned stores, including Fred Meyer, QFC, Fry’s, Ralphs, Dillon’s, City Market, Baker’s, and Smith’s, to name a few. You can pay your Capital One credit card bill with cash or a debit card when you bring your bill stub and account number. Payments for credit cards will be charged a fee (prices vary by location). Payments can be posted the same day or in up to three business days, depending on what payment options are available.
3. MoneyGram: Once you find a MoneyGram location near you, all you need is the account number and cash. MoneyGram has their own standalone stores. Walmart and CVS Pharmacy are the next most common locations. Be aware that in-person credit card payments using MoneyGram are cash only. There’s also a fee that varies depending on the amount paid and posting time.
4. Western Union: You will need the biller’s name and account number. Some participating Western Union locations accept debit cards in addition to cash. The most common locations for Western Union besides their own stores are Walgreens, U.S. Bank, and Kroger-owned stores.

Here are some other payment options:

• ATM: Capital One has over 70,000 fee-free ATM locations. You can find them at select Target, Walgreens, and CVS Pharmacy locations. Check online or call customer service to find additional locations. You can use the ATM to deposit cash or checks to your Capital One checking account. Then, you can use that money to pay your Capital One credit card bill online, by phone, or mobile app.
• Online: You can also make an online credit card payment by signing in to your Capital One account.
• Mobile App: You can instantly deposit checks to your Capital One checking account using your mobile phone. You can also transfer money between banks with Capital One’s online banking, but this takes a little longer. However, this can be a convenient option in the future once you link your bank accounts.
• Mail: Lastly, you can pay your Capital One credit card bill via mail. The address is:
  Capital One
  Attn: Payment Processing
  PO Box 71083
  Charlotte, NC 28272-1083

Deciding where to pay your Capital One credit card bill in person depends on how strapped you are for time. If you’re not paying your bill at a Capital One Bank location, you might also have to pay a fee. But that will certainly beat triggering a late payment fee. No matter where you choose to pay your bill, make sure to bring the proper information, identification and form of payment needed.