How do I check for Capital One Venture pre approval?

The Capital One Venture Rewards Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Capital One Venture Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One Venture Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One Venture credit score requirement. You can check your credit score for free on WalletHub.

Your Capital One Venture approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Capital One Venture will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN, as well.… read full answer

What You Need for Good Capital One Venture Approval Odds

• Good credit or better
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Social Security Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.

To get a better sense of your approval odds before applying for a Capital One Venture, you can check to see if you're pre-qualified for any offers on the Capital One website. Pre-qualifying does not guarantee approval, but it does indicate that you have pretty good odds of getting approved for certain cards, and it won't affect your credit score.

If you want to enhance your application by improving your credit score, WalletHub's free credit analysis can tell you what steps to take.

To complete the Capital One Venture application, you’ll need your annual income, monthly housing payment amount, Social Security Number and contact information. You’ll also need to create an account on capitalone.com before submitting your Capital One Venture card application online. Capital One Venture applications can also be submitted by mail, at a bank branch, or by calling customer service.… read full answer

But before you fill out your Capital One Venture application, you’d be wise to check your latest credit score. Try to get pre-qualified for Capital One Venture, too. There’s no risk with either. They won’t affect your credit score. And they will give you a good sense of whether applying for the Capital One Venture card is the way to go.

Here are some Capital One Venture card application tips:

• Check Credit Score: You need a 700+ credit score (good credit) for good approval odds.
• See If You’re Pre-Qualified: You can check for Capital One Venture card pre-qualification online. Your odds of approval are around 80%+ if you pre-qualify.
• Personal Information: The first part of the Capital One Venture card application requires your full name, birthday, SSN, and U.S. citizenship status.
• Contact Information: Provide your living address, mailing address, email address and phone number. P.O. box addresses aren’t accepted.
• Financial Information: Select your employment status: employed, student, retired, unemployed or “other.” List your total annual income and monthly rent or mortgage payment.
• Communication Agreement: Agree to the Electronic Communications Disclosure. This allows Capital One to communicate with you about your Capital One Venture card application and account by email.
• Review the Fine Print: The Capital One Venture card’s terms are at the bottom of the application. Make sure you’re aware of all the fees, APRs, and rewards processes that could affect how much you’re able to save.
• Submit Your Application: Hit the “Continue” button to complete your Capital One Venture card application. Well-qualified applicants may receive instant approval. Otherwise, you’ll get a decision by email within 7-10 business days. You will receive your card by mail within 7-10 business days of getting approved. There’s an option to pay $16 for faster delivery of 2-3 business days, too. Denied applications will get an email in 7-10 calendar days explaining Capital One’s reasoning.