The best Capital One Venture Rewards Credit Card promotion is an initial bonus of 75,000 miles. To get this Capital One Venture promotion, cardholders must spend $4,000 during the first 3 months.
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Capital One Venture to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
Yes, Capital One Venture is an excellent credit card – provided you’re someone who likes to travel. The card’s travel-related rewards are very generous, especially considering how flexible the redemption process is. Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months. And you earn ongoing rewards of 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. There’s a $95 annual fee, but frequent travelers can easily offset this cost, given Capital One Venture’s rewards.... read full answer
Here’s why Capital One Venture is a good credit card:
Big initial bonus: Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months.
Generous rewards: You get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases, with no limit.
Redemption flexibility: You can redeem your miles to cover the cost of a trip after you take one, or you can use them to book flights, hotels and rental cars. There are other ways to redeem, like gift cards or cash back, but you get less value.
Restriction free: Capital One doesn’t have any blackout dates or seating restrictions – you can book any flight, any time.
Travel Benefits: Capital One Venture comes with additional benefits like travel accident insurance, auto rental insurance, and more.
Reasonable fees. The annual fee is $95, but frequent travelers have the potential to offset it due to the card’s rewards. The card also features a $0 foreign transaction fee, which is ideal when traveling. The maximum late fee is $40.
Capital One Venture is an excellent credit card for frequent travelers with good credit or better (a credit score of 700+). But keep in mind that its rewards are worth more when redeemed for travel. So check out some of the best credit cards for everyday spending, if you don’t travel as often. Also, Capital One Venture has a regular APR of 20.24% - 28.24% (V) (based on the specifics of your credit), so if you plan on financing a purchase or transferring a balance, make sure to also take a look at the best low interest credit cards.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
No, the Capital One Venture Card does not have a 0% APR intro period for new purchases. If you're planning on making a large upcoming purchase and you don't anticipate paying off the balance for a few months, the Capital One Venture Card is not a great credit card to use.
Alternatively, you can check out the ... read full answerbest 0% APR credit cards of 2023, selected by WalletHub's editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
The credit score that you need for the Capital One Venture Rewards Credit Card is 700 or better. That means people with at least good credit have a shot at getting approved for the Capital One Venture Card.
Other Capital One Venture Approval Requirements
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One Venture Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Capital One Venture credit score requirement. You can check your credit score for free, right here on WalletHub.
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