The Capital One Venture card is a Visa. That means you can use your Capital One Venture at 44 million merchant locations in more than 200 countries and territories.
Here’s what you should know about the Capital One Venture card acceptance:
Card network-level benefits: The Visa tier that you will get will depend on your creditworthiness. If you qualify for the Visa Signature level of benefits, your Capital One Venture will include perks such as travel insurance, concierge services, and purchase protection, among other benefits.
No foreign transaction fees: On top of the Capital One Venture’s wide global acceptance, frequent travelers will also enjoy the card’s $0 foreign transaction fee. That means you’ll be able to use this card abroad without having to pay a surcharge on everything you buy. Cards with foreign transaction fees typically charge an extra 1% to 3% on international purchases.
Other perks: The Capital One Venture card provides plenty of its own rewards and perks to complement the array of benefits offered by Visa. For example, the card offers 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases.
Ultimately, there are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including extensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
Yes, Capital One Venture is an excellent credit card – provided you’re someone who likes to travel. The card’s travel-related rewards are very generous, especially considering how flexible the redemption process is. Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months. And you earn ongoing rewards of 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. There’s a $95 annual fee, but frequent travelers can easily offset this cost, given Capital One Venture’s rewards.… read full answer
Here’s why Capital One Venture is a good credit card:
Big initial bonus: Capital One Venture offers 75,000 miles for spending $4,000 in the first 3 months.
Generous rewards: You get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases, with no limit.
Redemption flexibility: You can redeem your miles to cover the cost of a trip after you take one, or you can use them to book flights, hotels and rental cars. There are other ways to redeem, like gift cards or cash back, but you get less value.
Restriction free: Capital One doesn’t have any blackout dates or seating restrictions – you can book any flight, any time.
Travel Benefits: Capital One Venture comes with additional benefits like travel accident insurance, auto rental insurance, and more.
Reasonable fees. The annual fee is $95, but frequent travelers have the potential to offset it due to the card’s rewards. The card also features a $0 foreign transaction fee, which is ideal when traveling. The maximum late fee is $40.
Capital One Venture is an excellent credit card for frequent travelers with good credit or better (a credit score of 700+). But keep in mind that its rewards are worth more when redeemed for travel. So check out some of the best credit cards for everyday spending, if you don’t travel as often. Also, Capital One Venture has a regular APR of 20.24% - 28.24% (V) (based on the specifics of your credit), so if you plan on financing a purchase or transferring a balance, make sure to also take a look at the best low interest credit cards.
Capital One VentureOne is a Mastercard. That means it comes with a collection of perks provided by the Mastercard network. Travel benefits include rental car insurance, travel assistance services and emergency card services. You can also use the VentureOne Mastercard in more than 210 countries and territories.
In addition to its Mastercard benefits, the VentureOne card has some very attractive rewards, rates, and fees, which Capital One is responsible for. There’s a sign-up bonus of 20,000 miles, worth $200 in travel. You also get 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. Miles are worth 1.25 cents when redeemed for travel through the Venture Rewards website. The card also has a, intro APR of 0% for 15 months on purchases and balance transfers, a $0 annual fee and a $0 foreign transaction fee.… read full answer
Capital One VentureOne Mastercard benefits
Auto Rental Collision Damage Waiver. Covers you against damage or theft up to the actual cash value of the rental vehicle. Must purchase your entire rental with your VentureOne card and decline the rental company’s collision damage waiver.
Extended Warranty. Doubles the original manufacturer's warranty, up to a maximum of 24 months, for eligible items purchased with your card.
Travel Assistance Services. Available 24/7 to help connect you with local emergency and assistance resources when you're away from home.
You can use the Capital One VentureOne Mastercard in more than 210+ countries and territories worldwide, all without paying any foreign transaction fees.
The Capital One Venture card travel insurance benefits include travel accident insurance, lost luggage reimbursement, rental car insurance, and more. These benefits are covered by the card’s $95 annual fee and kick in automatically when you pay for travel with the card. You just have to submit a claim if a covered event occurs.… read full answer
Capital One Venture Travel Insurance Benefits
Travel accident insurance: This benefit covers up to $250,000 for death or dismemberment caused by travel companies, including airlines, trains and buses. Cardholders, their spouses and any dependents younger than age 18 are covered. For an incident to be eligible for coverage, you must have paid the entire fare with your Capital One Venture card or miles.
Lost luggage reimbursement: If your bags are lost by a travel provider or get stolen, you can get reimbursed for up to $3,000 per trip. This applies to both you and immediate family. But you must pay for the ticket(s) and any baggage fees with the Capital One Venture card to be eligible. Excluded items include art objects, animals, vehicles, sporting equipment, furniture, and cell phones.
Auto rental collision damage waiver: You’re insured for collision damage and theft when you rent certain types of vehicles with your Capital One Venture card. Capital One will pay up to the cash value of the vehicle. Notable exceptions include expensive and exotic cars, vans, motorcycles, trucks and limousines.
Travel Emergency Services: This benefit provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Capital One Venture cardholders are responsible for the cost of any goods or services provided.
Roadside Dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your Capital One Venture’s guide to benefits for more details on each type of insurance.
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